Employee Theft
How Does Employee Theft Affect The Company? Many California business owners assume that their business is too small to be threatened by employee theft, or that all of their employees are honest and loyal. As a result, many businesses only take a passive approach to prevent fraud—responding to incidents of theft only when external sources, such as a tip from a coworker or police investigations, bring them to the company’s attention. However, investigations into employee
Business Insurance, Insurance, Risk Management
Do You Lend Out Your Construction Equipment? Contractor sometimes have relationships with other contractors in which they borrow from or rent equipment to one another on a short term basis.  However, most California contractors equipment policies exclude coverage for equipment that has been loaned or rented to others, which means your own equipment insurance will not cover damage to your equipment that is under someone else’s control.  The borrower’s commercial general liability policy almost always
Construction, Insurance, Risk Management
job site cellphone use
Job Site Cellphone Use in California While distracted driving is a major problem on roads, especially here in California, cellular device distraction has been identified as the cause of many accidents on construction sites. Construction job sites pose multiple safety hazards, and the added dangers brought about by the use of cellular phones on the job can cause higher numbers of injuries and fatalities. Follow these tips to minimize job site cellphone use to help
Construction, Insurance, Safety Tips
job site theft
Preventing Job Site Theft Although it is important for companies to trust their workers and the general public, the unfortunate reality is that theft can happen at any time. This is particularly true in the California construction industry, where expensive tools and machinery are often left in plain sight or are easily accessible to criminals. Protecting your job site isn’t always easy, but you can follow our tips to help prevent job site theft. Construction site
Construction, Insurance, Risk Management
Green Construction
Managing Green Construction Contract Risks As energy costs continue to rise and California building standards become more environmentally rigorous, it’s not uncommon for construction projects to specify sustainable building practices, or “green” building principles. But capitalizing on the trend to build green can quickly turn your profit margin from black to red if you don’t have a clear understanding of your additional contract exposures.  Contact GDI Insurance Agency, Inc. for more information on construction risk
Business Insurance, Construction, Insurance
California Workplace Violence Prevention California workplace violence is a serious safety and health issue. While no federal law specifically addresses violence in the workplace, several laws impose a duty on employers to maintain a safe workplace. GDI Insurance Agency, Inc can provide your business the tools it needs to navigate California workplace safety laws and regulations. For example, the Occupational Safety and Health Act (OSH Act) imposes a general duty on all employers to provide
Business Insurance, Insurance, Risk Management, Safety Tips
California Employer OSHA
What Are California Employer OSHA Responsibilities? Navigating California Employer OSHA responsibilities and workplace safety laws and regulations can be overwhelming.  You can download our California Employer OSHA Workplace Safety Regulation Manual here! You can use this guide to become familiar with the basics. It will help you build a foundation of knowledge on state expectations for mitigating on-the-job hazards. By knowing California employer OSHA laws, you can effectively reduce your risk of liability. Though this
Insurance, OSHA, Risk Management, Workers Compensation
Letters to Santa Golf Tournament Sponsor Christmas time can be tough, especially for kids that are in need. Letters To Santa provides so much for our local Turlock children in need.  Their goal is to raise funds to buy children: An outfit A warm jacket Shoes A toy from Santa Provide their family a holiday meal. We Love Supporting Our Community and This Charity! GDI Insurance Agency, Inc. is the sponsor of $50,000 “Hole in One”
phishing scams
Protect Yourself From Phishing Scams With every cyber attack, it becomes increasingly clear that no one is safe from data breaches or cyber extortion. Whether you are an employer that stores proprietary data or an individual with financial and personal information at risk, hackers won’t rest until they have what’s yours. And their tactics continue to evolve. Phishing scams are one way criminals have evolved. Contact GDI Insurance Agency, Inc. to get your cyber liability
Cyber Liability, GDI Insurance, Insurance, Risk Management
Hazards in Construction
The Top Hazards In Construction At GDI Insurance Agency, Inc, we know you’re good at your job and you love what you do. However, every time you come to work, you risk suffering an injury. The construction industry is one of the most hazardous in the United States, and many of the injuries that occur on construction sites are caused by these top four hazards: falls, struck-by, caught-in-between and electrocutions.  Avoid these hazards in construction
Construction, GDI Insurance, Insurance, Risk Management
What is California Directors and Officers Liability Insurance? Directors and officers liability insurance (D&O) is a critical component of almost every organization’s risk management program. In today’s business climate, Directors & Officers liability insurance is no longer a necessity for just large, publicly traded companies. All organizations—regardless of their size, mission or structure—have some form of D&O exposure. Yet, despite the fact that D&O insurance has been around for decades, it remains one of the most
Business Continuity
Why You Should Build Your Business Continuity Plan  40% of all all California businesses that have insurance in place and sustain a loss at their primary location are out of business for good! This is where your business continuity plan come into play! Call Grant Davis at 888-991-2929, or click here to download you Business Continuity Plan! The majority of the 60% that make it have one thing in common!  They had a disaster recovery
Business Insurance, GDI Insurance, Insurance, Risk Management
Distracted Driving
The Harsh Reality of Distracted Driving We see it daily on the roads of Turlock and California, Distracted Driving.  So many times I have seen teenagers and adults looking at their phones and driving, and it is very concerning.  The California Distracted Driving law prohibits driving while holding a cell phone in your hand. If the cell phone is used in a hands-free manner, such as voice command or the use of a mounting device, it is
Auto Insurance, GDI Insurance, Insurance, Safety Tips
Crane Safety on a Construction Site Cranes are massive pieces of equipment common to many construction sites that make lifting and transporting heavy materials much easier. While they are an important asset, there are hazards involving all aspects of crane use on a construction site. Think of these crane safety tips when working with a crane at your construction site. You’ll Have The Support Of GDI Insurance Agency, Inc. Experts On A Continuing Basis Here
Construction, Insurance, Safety Tips
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Safety & Health Recordkeeping No operation can be successful without adequate safety and health recordkeeping, which enables you to learn from past experience and make corrections for future operations. Records of accidents, work-related injuries, illnesses and property losses serve as a valuable purpose. Under Cal/OSHA recordkeeping requirements, all information on accidents is gathered and stored. Upon review, causes can be identified and control procedures instituted to prevent the illness or injury from recurring. Keep in
Insurance, OSHA, Risk Management, Safety Tips, Workers Compensation
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