Risk Reduction is Your Key To Lower Insurance Rates I can’t tell you how many times I am asked how we do it?  How do we get our clients discounts even with the same carrier they are already with?  It is actually very hard, but simple.  Risk Reduction is the key. Different Rates For Different Risks An easy example would be considered what you would pay to insure a $145,000 Mercedes AMG?  Then consider what
Cost Reduction, Insurance, Risk Management
Do You Have A Return to Work Strategy? We’ve seen it!  Your employee gets hurt on the job and cannot return to their regular position.  A Return To Work program, means that your employee can return to work in a temporary, limited, or light duty capacity while they recover from their injury or illness. The goal is to return your employee to the workplace as soon as they are medically able. Workers Compensation return to
Business Insurance, Insurance, Workers Compensation
, , , , ,
warehouse insurance
OSHA is Not Accepting Electronic Data From Forms 300 and 301 Until Further Notice On July 30, 2018, the Occupational Safety and Health Administration (OSHA) issued a proposed rule to eliminate electronic reporting requirements for data from OSHA Forms 300 and 301. OSHA initially established these requirements— which apply to establishments with 250 or more employees—in a final rule issued in 2016. Covered establishments must still submit electronic reports on data from Form 300A through
Insurance, OSHA
, ,
Employment Practices Liability Insurance
Employment Practices Liability Insurance: Crucial for Small Businesses From the time you start the pre-employment process until after the exit interview, you are vulnerable for a lawsuit. Nearly three out of five employers will be sued by a prospective, current or former employee while in business.  While many suits are groundless, defending against them is costly and time-consuming. This is why Employment Practices Liability Insurance is necessary. Contact GDI Insurance Agency Inc. today at 1-888-991-2929 to
Business Insurance, Employment Practices Liablity, GDI Insurance, Insurance
, , ,
How To Save Money on Workers Compensation The key to saving money on your workers compensation is more than just stopping a few accidents; it is having a sound safety program designed to continually improve. By having an Occupational Safety and Health Administration (OSHA) compliant safety program can reduce injuries, illnesses and save Workers Compensation dollars. A broker from GDI Insurance Agency, Inc. will do this for you and can offer additional ways to save
Insurance, Workers Compensation
, , , , ,
Home Inventory
Why A Home Inventory Checklist is Important A Home Inventory Checklist is one of the easiest ways to save you a TON of time and money if you have a homeowners insurance or renters insurance claim.  Here are three questions and answers to why any property owner should create and periodically update their home inventory check list. Why create a home inventory checklist? Though your homeowners insurance policy provides the protection that you need in the event of a loss such as a fire
Home Owners, Insurance
, , ,
Workers Compensation Audits At GDI Insurance Agency, Inc., we have been inundated with countless new clients that are all suffering from similar – if not the same – issues regarding Workers’ Compensation Audits  that have gone awry. We’ve found that the majority of these insurance customers with Audit Issues are located in and around the Turlock, CA area (many of which most are businesses most local residents would recognize). Nearly all the clients were told
GDI Insurance, Insurance, Workers Compensation
, , , , ,
homeowners insurance
Save Money AND Provide Better Protection Your home is probably your most valuable asset. It is also a huge risk for you financially. What if something happens to it? A fire? A flood? Vandalism? What if someone visiting you slips, falls and suffers a serious injury? And sues you? An accident like that could put a dent — or worse — in your financial security. Your homeowner insurance policy can protect you from financial implications.
Home Owners, Insurance
, , , ,
 11 Ways to Save Money… So you’re shopping around for California auto insurance. What do you need to know? Well, there are lots of ways – at least 11 – that you can save money. Many of these money-saving ideas may apply to you. One Insurer, Multiple Policies – Do you have a homeowners or renters insurance policy? If so, is it with the same insurance company that provides your auto insurance? If the answer is
Auto Insurance, GDI Insurance, Insurance
, , ,
Ladder Safety at the Construction Site Falls from elevated surfaces are frequently listed as one of the most common causes of accidents in the construction industry. Most of these accidents occur due to failure to follow basic ladder safety. GDI Insurance Agency, Inc is here to help your construction business call us today 1-209-634-2929 for your California contractor insurance needs. To help prevent ladder injuries on the jobsite, practice the following safety tips. Setting up Safely
Construction, Insurance, OSHA, Safety Tips
, , ,
OSHA INCREASES PENALTIES January 2, 2018 the U.S. Department of Labor issued a Federal Register notice announcing an increase in the maximum penalty amounts for violations of Federal Occupational Safety and Health Standards and Regulations. Under the new penalty structure, the maximum penalty allowed for “serious” and “other-than-serious” violations are $12,934. In addition, the maximum penalty allowed for “failure-to-abate” the violation is $12,934 each day that an employer fails to abate the specific violation. Finally, the maximum penalty
Insurance, OSHA
, , ,
Legalized Marijuana and Employment: Off-duty Use and Drug Testing While all marijuana use remains illegal under federal law, most states, including California, have enacted laws that allow certain uses of marijuana or a marijuana derivative. None of these laws place any restrictions on an employer’s right to administer drug tests or to prohibit their employees from using or being under the influence of marijuana at work or during work hours. However, it is not always
Insurance, Marijuana Laws
, , ,
How to Build a Workplace Safety Culture You know you need a safety program!  GDI Insurance Agency has all the resources you need to help understand that true workplace safety is more than just a simple policy. With the materials highlighted in this roadmap, you can provide resources targeted to their need and keep loss control initiatives top of mind-protecting your company’s bottom line. The Value of Safety Some employers simply don’t realize the value of safety
Business Insurance, Human Resources, Insurance, Safety Tips
, , ,
Nonprofit Agencies and Workers Compensation With the recent changes to the California Insurance Marketplace, specifically the recent adjustments by the Workers Compensation Insurance Rating Bureau (“WCIRB”) to the way in which Experience Modification Factors (“X-Mod”) are calculated; many organizations were not prepared for the full impact of the changes.  It can be especially burdensome for Nonprofits and Service Organizations that may have a higher susceptibility to loss than other organizations. Further, Service and/or Mission Oriented
Insurance, Non Profit Organizations, Workers Compensation
, , ,
Voted Best of 209 Insurance Agency For the second year in a row, GDI Insurance Agency, Inc. is proud to announce we have been voted Best Insurance Agency in the 209 area according to 209 Magazine. During the month of May, people were able to go on to www.209magazine.com and vote for their favorites in the 209 area. Categories included: Academics, Automotive, Beverages, Dining, Community, Entertainment, Family, Health & Wellness, Home, Pets, Professional Services, and Shopping. This
Awards, Insurance