What is an Alternative Risk Program?

Financing your business’ risk through options other than traditional business insurance becomes important when you want to maintain overall control of your risk management program. The alternative risk insurance market usually includes captive insurance and elements of self-insurance, such as large deductibles or self-insured retention; however, many other approaches have evolved.

Your Business Insurance Customized

Alternative Risk Programs offer alternative solutions in this customized risk management program. Each program is analyzed specifically for your business and the cost vs. benefit outcome. We take in consideration the following elements:

  • Business Cash Flow
  • Best Case Deductibles
  • Long Range Planning Goals
  • Tax Efficiencies
  • Costs of Establishing the Alternative Risk Program

How Does An Alternative Risk Program Work?

Creating a Group Captive Insurance Company that is for the sole purpose of insuring the risk of its members and nothing else, allows for covering your own risk at a less expensive cost. By only insuring the above average businesses it lowers rates and allows more control over your business insurance.

California’s Leader in Insurance and Risk Management

As one of the fastest growing agencies in California, GDI Insurance Agency, Inc. is able to provide its clients with the latest and greatest of what the insurance industry has to offer and much, much more.

We are headquartered in Turlock, CA, with locations across the heart of California’s Central Valley, Northern California and beyond to provide a local feel to the solutions and services we provide our clients. We pride ourselves on exceeding our client’s expectations in every interaction to make sure that our client’s know how much we value and appreciate their business. Contact us today 1-209-634-2929 to find out more on our Alternative Risk Program.