California Agribusiness Insurance
If you run an Agricultural Business, it’s important to know that your line of work comes with a wide variety of unique risks and dangers… a comprehensive agribusiness insurance policy is essential.
All the way from the field to the table, GDI Insurance Agency, Inc. has a program to help keep your costs down and your coverage up. We have programs to help with your OSHA compliance, Human Resources, wellness, fleet safety and more. Just ask Michael Crowell. We are here to help you with your dairy insurance, or your almond farm insurance, or packing house, or nut processing plant insurance.
We Provide Comprehensive Agriculture Insurance Including:
- Workers Compensation Insurance
- Business Liability Insurance
- Commercial Auto Insurance or Fleet Insurance
- Equipment Insurance
- and many other types
Potential Environmental and Regulatory Liabilities at Agriculture and Farming Properties
The most common environmental and regulatory exposures encountered at agriculture and farming properties include the following:
- Improper storage of pesticides and fertilizers, which may lead to surface water, soil or groundwater pollution.
- Normal and routine application of pesticides and fertilizers to fields over several years, which may impair storm water runoff and shallow groundwater.
- Underground storage tanks, which can leak, are used to store heating oil for use in farm residences.
- Cattle excrement that may create elevated fecal coliforms in surface waters that may be used as a source of potable water.
- Electrical transformers on farm property that may contain PCB dielectric fluid.
- Improperly maintained or faulty refrigeration units used for dairy farming resulting in potential contamination from lubricating oils, Freon or ammonia.
- Asbestos-containing materials found in buildings and used as insulation for boilers, piping and steam lines.
- Improper use, storage and disposal of wood preserving chemicals used for treating building supplies, fence posts or lumber produced by small on-site operations.
This is not an exhaustive list of environmental exposures. It represents the most common environmental exposures for this industry. GDI Insurance Agency, Inc. will work with you to identify environmental exposures that are unique to your business to help you reduce risk.
GDI Insurance Agency, Inc. We’re on Your Side
We have worked hard to understand the various risks and concerns that are connected with a wide array of agricultural businesses…all so we can make sure that we have the right plan for YOU.
In addition to providing the best and most comprehensive coverage plans for your agribusiness, our agency will also deliver the strategies, tools and resources to help you manage your agriculture risks, control workers’ compensation claim costs, advance safety and boost employee morale!
We can provide you with a pre-made Agriculture and Farming Employee Safety Manual as well as our 12-month safety program to help you minimize the risk of accidents that might otherwise damage your business!
To learn more about our safety plan, visit our Resources here on the website. We offer this service to everyone, free of charge (whether you’re our client yet or not!)
To get started today, all you need to do is click the Get My Quote button and fill out our simple Protection Savings Form. There’s no obligation so why not start now? As a customer of GDI Insurance Agency, Inc, we’ll find you the best protection at the best price, and we’ll also do everything we can do to help you succeed!
Protecting All Types of Agribusiness and Dairy Businesses!
GDI Insurance Agency, Inc. provides California Agriculture Insurance solutions specifically-tailored businesses exactly like yours!
You’ll Have The Support Of Our Experts On A Continuing Basis
We don’t just make a sale and leave you hanging, here are just a few of the added value items we provide:
- We review your contracts
- Review your certificates of insurance
- Additional insured endorsements
- Full OSHA compliant safety programs
Farm and Agriculture Safety
Our Agriculture Insurance Tools Will Put You in the Driver’s Seat!
Our agency can help you build solid loss control and safety programs to help you stay on top of your biggest risk management and compliance challenges, such as:
Interactive Risk Analysis Tools
Use these multifunctional tools to evaluate various pain points that are unique to the agriculture industry. Many of these tools can be customized for your organization’s specific needs, so you can see how your business is faring and learn ways to manage your risk exposures.
Injury and Illness Investigation Programs
Make sure that falls, chemical exposures and other injuries only cost you a single time. These resources can help you establish best practices for investigating the true sources of agriculture incidents and reduce the chance of costly reoccurrences.
OSHA, the Department of Agriculture and other federal agencies often release rules specific to the agriculture industry, and mismanaging compliance topics can lead to costly fines and a tarnished reputation. Use these attorney-written compliance tools to understand your obligations and make sure your business stays in compliance.
Response Plans and Programs
To ensure your long-term success, your business needs to be ready to respond to a number of common agriculture and farming risk exposures. These programs and response plans can help you and your employees be ready for a wide variety of scenarios, such as heat illnesses, vehicle rollovers, equipment malfunctions and silo emergencies.
Employee Safety Communications
Promote various workplace topics with hundreds of employee-facing resources, including flyers, articles, bulletins and guides that will help keep health and safety top of mind.
OSHA Compliance Program for Agribusiness
Does your broker provide you with timely updates on new and revised OSHA regulations?
OSHA constantly updates its standards and requirements, and even a single update can drastically impact the construction industry and your regular operations. We can provide you with attorney-reviewed documents that outline your obligations, making it easy for you to focus on your agribusiness projects instead of complicated OSHA rules.
Are you prepared for an Unannounced OSHA inspection?
If an OSHA inspection finds violations at one of your construction sites, you could face fines and watch your reputation plummet. We can offer you agriculture-specific compliance resources and inspection guides to help you address potential issues before they occur.
Does your Agriculture business comply with OSHA’s hazard communication standards?
Agriculture employees often have to work with or around hazardous substances, and even one incident can lead to serious injuries and costly fines. Our clients have access to agriculture-specific toolbox talks and articles, as well as workplace posters and hazard communication programs that can ensure your business is compliant with OSHA standards.
Learn About the GDI Client Philosophy!
Insurance & Risk Management
- Basic Policies - Liability
- Basic Policies - Employee Benefits
- Employee Benefits
- Contractual Transfers
Maximization of Efficiencies
- Accounting & Taxation
- Legal Guidance & Council
- Safety & Training
- Specialized EPA Inspections & Certifications
- Inspection Assistance
- Insurance Visit Support
If You Think This Sounds Too Good To Be True, Here Is What Just A Few Of Our Clients Have To Say about their Insurance:
"“…$385,000 less a year than we were paying
We looked hard at all our budget items, and insurance seemed to be a big fixed expense. GDI found us a policy for $385,000 less a year than we were paying”
-CA Home Builder
"…found me coverage for $140,000 less a year
When everyone else said that was the best they could do, I called GDI, and they found me coverage for $140,000 less a year than anyone else offered.”
-CA Cement Contractor
“Honesty and integrity are two qualities that mean the most to me. I have found that GDI has always put our interest first and has always given us outstanding service while saving us tens of thousands of dollars in premiums over the years. In fact, our family’s experience with GDI has been just the opposite of what our prior agent and another agent had said.”
GDI Insurance Agency, Inc. Your Trusted Business Insurance Experts
As one of the fastest growing agencies in California, GDI Insurance Agency, Inc. is able to provide its clients with the latest and greatest of what the insurance industry has to offer and much, much more.
We are headquartered in Turlock, CA, with locations across the heart of California’s Central Valley, Northern California and beyond to provide a local feel to the solutions and services we provide our clients. We pride ourselves on exceeding our client’s expectations in every interaction to make sure that our client’s know how much we value and appreciate their business. Contact us today 1-209-634-2929 for your comprehensive agribusiness insurance quote!