Dairy Farm Workers Compensation Insurance
Dairy Farm Workers Compensation
California Dairy Farm Workers Compensation Savings Program
Exclusively From GDI Insurance Agency, Real Savings on Your Dairy Farm Workers Comp!
Most of the time when you call an insurance agency for help with your Dairy Farm Workers Compensation, policy you get offered a quote. The agent you talk with is limited to helping you bring your premium down a little bit this year by just giving you a quote workers compensation. But as the years pass, you soon are paying more for your insurance than you were to begin with.
Why then do so many brokers limit their services to just giving you a quote?
Typically that is the only thing they know to do or what they were trained to do. They were trained that giving a quote on Dairy Farm Workers Comp is the service they offer.
Really to get control of the costs you need an agency that focuses on reducing risk. By having GDI Insurance Agency work on reducing the risk of loss your Dairy Farm Workers compensation policy will reduce your rates drastically. More importantly the work GDI does to lower your risk will result in savings and keep those rates from going back up. Fewer and smaller claims are the way to save money on your Dairy Farm Workers Comp now and in the future.
As your risk is reduced the profit margin for the insurance company is increased. In CA workers compensation particularly for Dairy Farm Workers Comp as that margin is increased we can negotiate lower rates on your CA dairy farm workers compensation that will stick!
Call a GDI Insurance Agency Broker now to find out how we can help you Save on your CA dairy farm workers compensation now! 888-991-2929
Here are just a few ways GDI has created to help you cut the costs of your CA dairy farm workers comp costs!
Building a Top-to-Bottom Safety Program.
Many Dairy Farmers do not realize the full effect workplace accidents have on their organization. Beyond initial treatment costs and lost production time, on-the-job injuries impact Dairy Farm Workers Comp insurance premiums, which can increase a CA Dairy farm workers comp costs for years to come.
GDI has created an exclusive comprehensive safety program that engages all levels of a CA workers comp insurance savings program and your entire organization and can reduce the number and size of accidents, improve morale and ultimately protect your bottom line.
The key to GDI Insurance Agency’s exclusive Dairy Farmers Workers Compensation Cost Reduction Plan is to start with an outstanding safety program!
Successful Safety Programs Start At The Top
GDI has created the following documents to help educate dairy farmers on the importance of a strong safety culture. Your GDI insurance agent will help you understand how to take control of the rising costs of CA dairy owners Workers Compensation as well as your dairy insurance policy by showing you:
- The financial Impact of Work-Related Injuries on your Dairy Farm Workers Comp.
- CA Dairy Farm Workers Comp Owners Risk Insights: Safety Programs and the Impact to Your Bottom Line
- CA Dairy Farm Workers Compensation Savings Program, Owners Risk Insights: Focus on Dairy Safety and Health to Benefit Your Business
- CA Dairy Owners Workers Compensation The ROI of Safety Programs
GDI Insurance Agency, Inc. We’re on Your Side
No insurance broker does more to save you money on your Dairy Insurance than GDI Insurance Agency, Inc. When our agents show up, your coverage increases and your rates go down! Many times even with the same insurance company you have been insured with for years. Most of the time we have found you don’t need a new insurance company to get a better deal. Let GDI Insurance Agency, Inc. help you lower your risk with our exclusive dairy risk reduction programs. As you see here on our website, lower rates start and stay when risks are lowered! GDI specializes in reducing risk, getting you to proper insurance so when the worst happens you don’t lose your farm, and saving you money on your protection plan at the same time.
All you have to do is give our experienced brokers a call. We will give you the assurance you need to know you are paying as little as possible for the right coverage and the right limits. 888-991-2929
The Next Step to Cut the Costs of CA Dairy Farm Workers Compensation is to build the Safety Culture.
A strong, pervasive safety culture goes beyond ‘incentive of the month’ programs. Continued reinforcement is necessary to build and maintain a safety-minded culture within your client’s organization.
- Dairy Farm Workers’ Compensation Cost Containment Strategies Presentation
- Safety and Health Committee Responsibilities
- Safety Awareness Survey Tailored to Save you money on your Dairy Farm Workers Compensation program.
- Safety Program “Quick Check”
- Dairy Farm Safety Manuals To Support having fewer and smaller claims hit your Dairy Farm Workers Comp
- Dairy Farmers is Your Safety Incentive Program Effective
- Promoting a Safety-Minded Culture
- Dairy Farmer workers compensation Safety Meeting Basics
Use OSHA to Your Advantage
OSHA is not your enemy. OSHA compliance is a key part of keeping your dairy workers compensation premiums as low as they can be. Vital to any business but also complicated, OSHA compliance is essential to both building a safe work environment and avoiding costly fines. Help simplify Dairy Farmers compliance issues with these easy to follow OSHA materials.
- Work Comp Insights: OSHA’s Four-Point Safety Program specifically for your dairy Farm Workers Compensation
- Required OSHA Programs and Training Tailored to helping you save money on your Dairy Farm Workers Comp
- OSHA On-Site Consultation Program Specifically to Support your Dairy Farm Workers Compensation Savings Program.
- OSHA’s SHARP Program and Your Organization
- Personal Protective Equipment Program and Training Materials
- Personal Protective Equipment Program Presentation
- OSHA Safety Newsletter with a focus on cutting the cost of your Dairy Farm workers comp.
Integrate Wellness and Worker Safety
Statistically, unhealthy workers are far more likely to be involved in a workplace accident. These accidents will increase the cost of your dairy farm workers comp. They also generally require longer rehabilitation and incur higher medical costs than their healthier counterparts. Adding a wellness program to any safety initiative can help reduce the frequency and severity of workplace accidents.
Reducing Injury Costs with Planning and Communication
Having the proper pre-accident and post-accident procedures in place can drastically reduce the severity of a workers’ compensation claim. Stress the importance of establishing a system in advance to ensure incidents are dealt with quickly and effectively.
Use Conditional Offers to Evaluate Prospective Employees to reduce claims for your Dairy Farm Workers Compensation Program.
Assist your client’s hiring managers by educating them on the benefits of a ‘conditional offer of employment.’ Requiring a medical evaluation for all incoming employees allows your client to weed out prospective employees predisposed to injury.
- Dairy Farm Workers Compensation insights on how to Create a Dairy Farm Workers Comp Workplace that Prevents Injuries and Increases Productivity
- Post Offer-of-Employment Medical Questionnaire
- Conditional Offer of Employment
- Conditional Offer Medical Exam Form
- Conditional Offer of Employment Withdrawal Letter (Medical Reasons)
Select and Train an Injury Management Coordinator
Designating an Injury Management Coordinator can help clients manage workers’ comp cases to ensure that employees get the care they need while also minimizing claim costs. Find a supervisor or well-respected employee to oversee injury management and return to work efforts.
- Dairy Farm Workers Compensation training on Selecting and Training Your Injury Management Coordinator
- Injury Management Coordinator Job Description
- Disability Management Training Workbooks
- Supervisor Injured Worker Preparedness Survey
- Supervisor Response Training – Workplace Injuries
GDI will help dairy farmers Build a Clinic Relationship to reduce the cost of claims for their Dairy Farm Workers Compensation
Maintaining on ongoing relationship with a local clinic has a number of advantages for business owners and injured workers.
Enact Procedures to Address Accidents Quickly and Effectively
The 24 hours following an injury are critical; make sure your clients are ready to deal with accidents and injured workers quickly and effectively.
- Work Comp Insights: The First 24 Hours After an Injury
- Work Comp Insights: The Importance of Prompt Claims Reporting
- Conducting a Workplace Accident Investigation
- Report of Injury or Illness Form
GDI will help dairy farmers Create and Maintain a Return to Work Program
Return to Work programs are some of the most effective tools to reduce a claim in a Dairy Farm Workers Comp policy. It can be complicated. GDI will put it together for you and explain the math behind it!
- Return to Work Program Guide
- Impact of Return to Work Programs Presentation
- General Industry Playing it Safe: Return to Work Program
- Return to Work Policy
- Return to Work Roles and Responsibilities Flow Chart
- Physician Authorization – Return to Work Form and Letter
- Return to Work Evaluation Form and Letter
- Return to Work Agreement Letter- Employer to Employee
Minimizing Premium Payments by Controlling the Dairy Farm Workers Compensation Insurance Process
Business owners may not realize their own ability to control their workers’ compensation premiums. By managing their exposures and promoting safety, it is possible for employers to decrease their premium rates. Educating business owners on the importance of their experience modification factor, as well as verifying their mod has been correctly calculated, can create tremendous long-term savings for their organization.
GDI will Audit your Dairy Farm Workers Comp Premium Reduction Starts With:
Hold the underwriters accountable by auditing your workers’ compensation premium. This allows you to ensure your client is adequately covered without being overcharged. I have included at the bottom of this page a nice letter written to GDI by Turlock Dairy Refrigeration TDR from Mathew Bruno which speaks to GDI’s ability to help you with you audits!
- Dairy Farm Workers Comp Audit Checklist
- Dairy Farm Workers Compensation Terms to Know
- Dairy Farm Workers Comp Work Comp Insights: Controlling the Premium Audit to Eliminate Overcharges
- Work Comp Insights: The NCCI Remuneration Rule
GDI will train your CA dairy Farm workers comp managers on the Importance of Their Experience Modification Factor. Reducing your mod is another way GDI helps save you money on your Dairy Farm Workers Comp.
Do you know that by reducing their experience modification factor they can greatly reduce their premiums? Share with your clients why it’s important to actively monitor and work to improve their modification factor by showing them the tangible savings they could achieve by lowering it.
- GDI’s Dairy Farm Workers Compensation insights: Understanding Your Dairy Farm Workers Comp Experience Modification Factor
- GDI’s Dairy Farm Workers Comp insights: Drug Testing and Your Mod
- GDI’s Your Dairy Farm Workers Comp Experience Modification Factor Presentation
- GDI’s Top 10 Ways to Control Your Dairy Farm Workers Comp Mod
Our Agriculture Insurance Tools Will Put You in the Driver’s Seat!
Our agency can help you build solid loss control and safety programs to help you stay on top of your biggest risk management and compliance challenges, such as:
Interactive Risk Analysis Tools
Use these multifunctional tools to evaluate various pain points that are unique to the agriculture industry. Many of these tools can be customized for your organization’s specific needs, so you can see how your business is faring and learn ways to manage your risk exposures.
Injury and Illness Investigation Programs
Make sure that falls, chemical exposures and other injuries only cost you a single time. These resources can help you establish best practices for investigating the true sources of agriculture incidents and reduce the chance of costly reoccurrences.
OSHA, the Department of Agriculture and other federal agencies often release rules specific to the agriculture industry, and mismanaging compliance topics can lead to costly fines and a tarnished reputation. Use these attorney-written compliance tools to understand your obligations and make sure your business stays in compliance.
Response Plans and Programs
To ensure your long-term success, your business needs to be ready to respond to a number of common agriculture and farming risk exposures. These programs and response plans can help you and your employees be ready for a wide variety of scenarios, such as heat illnesses, vehicle rollovers, equipment malfunctions and silo emergencies.
Employee Safety Communications
Promote various workplace topics with hundreds of employee-facing resources, including flyers, articles, bulletins and guides that will help keep health and safety top of mind.
OSHA Compliance Program for Agribusiness
Does your broker provide you with timely updates on new and revised OSHA regulations?
OSHA constantly updates its standards and requirements, and even a single update can drastically impact the construction industry and your regular operations. We can provide you with attorney-reviewed documents that outline your obligations, making it easy for you to focus on your agribusiness projects instead of complicated OSHA rules.
Are you prepared for an Unannounced OSHA inspection?
If an OSHA inspection finds violations at one of your construction sites, you could face fines and watch your reputation plummet. We can offer you agriculture-specific compliance resources and inspection guides to help you address potential issues before they occur.
Does your Agriculture business comply with OSHA’s hazard communication standards?
Agriculture employees often have to work with or around hazardous substances, and even one incident can lead to serious injuries and costly fines. Our clients have access to agriculture-specific toolbox talks and articles, as well as workplace posters and hazard communication programs that can ensure your business is compliant with OSHA standards.
Learn About the GDI Client Philosophy!
If You Think This Sounds Too Good To Be True, Here Is What Just A Few Of Our Clients Have To Say about their Insurance:
"“…$385,000 less a year than we were paying
We looked hard at all our budget items, and insurance seemed to be a big fixed expense. GDI found us a policy for $385,000 less a year than we were paying”
-CA Home Builder
"…found me coverage for $140,000 less a year
When everyone else said that was the best they could do, I called GDI, and they found me coverage for $140,000 less a year than anyone else offered.”
-CA Cement Contractor
“Honesty and integrity are two qualities that mean the most to me. I have found that GDI has always put our interest first and has always given us outstanding service while saving us tens of thousands of dollars in premiums over the years. In fact, our family’s experience with GDI has been just the opposite of what our prior agent and another agent had said.”
GDI Insurance Agency, Inc. Your Trusted Business Insurance Experts
As one of the fastest growing agencies in California, GDI Insurance Agency, Inc. is able to provide its clients with the latest and greatest of what the insurance industry has to offer and much, much more.
We are headquartered in Turlock, CA, with locations across the heart of California’s Central Valley, Northern California and beyond to provide a local feel to the solutions and services we provide our clients. We pride ourselves on exceeding our client’s expectations in every interaction to make sure that our client’s know how much we value and appreciate their business. Contact us today 1-209-634-2929 for your comprehensive dairy farm insurance quote!