Many business owners who run their businesses in an efficient and safe manner become frustrated with the volatility and apparent arbitrary nature of premium costs for their insurance programs; especially when they continue to remain in Fully Insured programs.

If a business’s insurance claims paid account for less than half of their premiums over time, they may fit in and be eligible for a Group Captive program – in a Group Captive businesses can be returned as much as 62% +/- of their Premium Costs.

The minimum premium for Group Captive programs is typically $100,000 in premium.