Keep Your Company Safe from Liability & Theft

Keep Your Company Safe from Liability & Theft

What kind of operations should you have in place to ensure you get lower rates?

It’s true that ensuring your employee’s health and safety will lower your rates overtime, but having certain internal operations in place will have the same effect.

But what kind of operations should you have in place that keep your company safe from liability and theft?

It’s time to start asking yourself if you have: 

➡️ Liability insurance policies in place to ensure that your company is only responsible for its own operations and employees?

➡️ Cameras, GPS trackers, and other equipment in place if you have tools or other material that is liable to be stolen?

➡️ Sprinklers and alarm systems with your storage facilities and your offices to keep your building safe and adhere to the law?

Keeping your business and equipment safe from liability and theft will relieve your company of that very same liability. 

The less your company is liable for theft and the injuries/mispractice of others, that means fewer claims on your company which will result in lower rates.

What kind of resources do you have in place to protect your equipment and work spaces?

Become Apart of the GDI Team

Become Apart of the GDI Team

What does it take to become a team member at GDI?

It takes someone who’s:

👉 Selfless and goes the extra mile for their clients in order to provide the best service as we possibly can

👉 Passionate about their clients and strives to let them know that they’re out first priority through our service and dedication

👉 Holds a great amount of respect for their fellow team members, our clients, and our partners through their words and actions

If these qualities speak to your character, then you may be the right person for one of our Agent/Broker Consultant and Account Management and Service positions.

We’re looking to incorporate team members who are eager to serve, aren’t afraid to ask questions, and follow through on their getting our clients and staff the information they need when they need it.

While experience is always important for positions like these, what we’re really looking for is the integrity and character that our new team members carry with them. So if you’re interested in applying, then click the link in the comments to see our application and contact us.

Don’t be shy! We’re eager to see what you’ll bring to the table.

What happens if someone uses your intellectual properties online? 🤔

What happens if someone uses your intellectual properties online? 🤔

With the internet being so vast and anonymous, it’s not uncommon to see anyone try and use your words or your trademarked logos for themselves online.

This could be anything from your corporate website, your blog, or even your trademarked logo.

You may find one day that your own company has had any of these used to promote another company or to try and defame your company in the eyes of potential clients in the digital realm. 

We know what you’re thinking. “I have coverage that protects my material from this kind of theft. I don’t need anything more.” In truth, the policies you have probably don’t cover intellectual property theft online unless that policy specifically deals in cyber liability.

This is why GDI provides a vast amount of cyber liability coverage. Many companies don’t provide coverage for what happens to your company in the cyber realm, but as companies deal more of their business online, you’ll wish you had policies in place that kept your company safe in the face of online danger.

It’s important to protect the reputation of your business, even when it comes to your online presence. Don’t let your company become another victim of online intellectual property theft. The time to defend is always now.

How often have you found your intellectual property being used without authorization?

To learn more click the link HERE!

How much does heat illness affect your employees?

How much does heat illness affect your employees?

The truth is, heat illness is a completely preventable illness as long as you know how to take care of yourself in the heat.

Despite this, the CDC reports that 658 people every year succumb to heat illness. 

We know that following every single rule and regulation regarding working outdoors can be a lot to handle, but it helps to emphasize why including the symptoms of heat illness and how to prevent it in your yearly safety and compliance training is so important.

As long as heat illness is a danger to your employees and a potential liability to your company, then rules and regulations surrounding it will always need to be enforced.

These could be regulations like:

🟢 Providing clean water to your workers while they’re working outside.

🟢 Encouraging your workers to drink more water as the heat index continues to rise.

🟢 Providing a source of shade to your team while they are working on an outdoor job site.

Truth be told, OSHA doesn’t put these rules in place for their own health. They do it for the safety of your staff. Your team is the backbone of your company. They keep your business afloat through thick and thin.

So doesn’t it make more sense to train them on how to keep themselves hydrated and cool when the heat bears down on them?

On top of that, you could face a hefty fine from OSHA if you don’t educate your team on outdoor job safety or don’t follow these regulations at all.

It just goes to show, the benefits of safety and compliance training, especially around heat illness, greatly outweigh anything else.

But gaining the materials you need to properly train them can be difficult, and planning your safety compliance training can become a hassle.

That’s why GDI offers all of their clients free access to our vast library of resources of safety and compliance training materials.

At GDI, we want to see your business thrive. That means helping you keep your employees as safe as we can and helping them out when disaster strikes. 

We want to see the people who keep your business running on their feet for as long as we can help keep them that way, that’s why we encourage every one of our clients to train their staff in annual safety and compliance training.

We can think of any better encouragement than giving you all the tools you need to get the job done.

If you want access to our library of materials and so much more, then click the link below to visit our website and see why GDI is the broker you want watching your back.

Safety and Compliance Training 101

Safety and Compliance Training 101

✅ True or false? 🚫

Safety and compliance training has a very small effect on how your employees do their job.

That statement couldn’t be more false!

In reality, everyone in the workforce takes rules and regulations more seriously in their jobs when they are exposed to safety and compliance training.

There is a statistical link between your team’s involvement in safety culture and the amount of hazards that occur on job sites.

Basically, if you involve your team in a more safety conscious culture, then they will pay more attention to safety on the job.

For you, that means you’ll be less liable, and your company’s insurance premiums will be lower as a result. 

For them, that means that they can go home to their families without injury or worry.

It just goes to show, when you promote safety in the workplace, then you’re going to get safety in return.

So it’s important to start asking the big question.

How much is safety promoted in your company?

Want to learn more? Click the link below and visit our website!

How much does heat illness affect your employees?

Did you know that if your business has no choice but to pay the expenses that insurance companies won’t cover?

Did you know that if your business has no choice but to pay the expenses that insurance companies won’t cover?

April Fools!

We were only joking.

You absolutely have access to an amazing type of insurance policy that will give your business the same type of umbrella that you use to keep you dry during those April showers.

The umbrella we’re talking about is called Excess Liability Insurance. Excess liability insurance is made to help you pay liability costs in excess of existing insurance limits and provide coverage in areas not included in existing policies.But what does that mean for your company?

Picture this.

Your company finds itself in a lawsuit regarding damages for a liability claim, and the jury dictates that you are, in fact, liable.

They state that your company has to pay $3 million for the damages that were done. It’s not exactly what you want to hear, but this is why you have insurance. They should pick up the cost right?

Unfortunately, your policy states that they have a policy limit of $2 million dollars for this type of claim leaving you to pay $1 million out of your company’s revenue.

At this point, you’ll be kicking yourself because you didn’t make the investment into an excess liability insurance plan that would’ve covered the excess cost of this claim.

We know that you can’t foresee the holes in all of your insurance plans, and you cant be expected to know the limits of every policy, but that’s why GDI keeps you covered by offering excess liability insurance plans.

At GDI, we treat your business like it is our own, because keeping your business above water is the whole point of having insurance.

It’s designed to be the net that catches you, not to take your money and leave you out to dry. GDI knows your business is your biggest accomplishment, and we want to see it flourish just as much as you do.

If you’re in need of Excess Liability Insurance, then contact us. Click the link below to get a free quote on your own Excess Liability insurance plan and see how else we can help your business.