California Bundling Personal Insurance

All of your insurance policies are designed to protect your finances, but did you know that keeping all of your coverage with the same provider can give you a discount?

Benefits of Bundling Personal Insurance

Almost everyone has home or renters, auto and life insurance, and combining these policies together can give you a substantial discount. In fact, almost any type of personal insurance policy can be bundled in order to save on premiums and streamline the claims process.

Here are some of the benefits of bundling your insurance policies:

• Discounts—Many insurance carriers offer discounts for bundled policies. The exact discount will vary between different insurers, but generally range between 5% and 25%.
• Convenience—Bundling policies together cuts down on paperwork and makes your coverage easier to manage. And because you only have to work with a single insurance carrier, you can save time by viewing your premiums, renewal dates and other information all in one place.
• Single deductibles—If a loss applies to more than a single policy, the deductible you pay may apply to all of your coverage. For example, if a severe storm damages your vehicle and your home and you carry both policies with the same provider, you may only have to pay a single deductible.
• Less chance of dropped coverage—Insurers regularly drop coverage if a policyholder makes a large amount of claims. But, if your policies are bundled together, providers will be less likely to drop you.

When to Avoid Bundling

Bundling does have a number of benefits, but in some cases, it’s best to keep your policies separate. Here are some situations where it may be better to avoid bundling:

• Expensive auto insurance—Auto insurance rates can vary based on a number of factors. If your rates are higher because of local risk factors, you may want to separate your other insurance policies from your auto insurance.
• When premiums increase—Having your policies bundled together can make it difficult to shop for new policies, but you may be able to find better rates by comparing different insurers every so often.

Protect What Matters Most With Our Personal Insurance Policies

The GDI team has developed an “insurance cost reduction” quoting plan, that provides you with the best coverage at the best rate! Contact us at 1-209-634-2929 learn more about all of our personal risk management solutions for your home, auto and life.

Personal Insurance Information

If You Think This Sounds Too Good To Be True, Here Is What Just A Few Of Our Clients Have To Say about their Insurance:

GDI Insurance Agency, Inc. Your Trusted Insurance Experts

P At GDI Insurance Agency, Inc. we will do the work for you to ensure you have the best protection plan for your personal assets.  Not only that, but as you can see, we will go the extra mile to make sure you are protected from the inside-out. 

Located in Turlock, CA we have offices throughout California’s Central Valley, Northern California and beyond.

To put the GDI Insurance Agency, Inc. experts to work for you, simply fill click our quote button above or call our office today at 1-888-991-2929 to learn more about GDI’s personal Insurance Program!