What is Insurance Cost Reduction?
You’ve got to do business with an agency like GDI Insurance Agency that offers insurance with many different insurance companies. We don’t do business with one or two insurance carriers, we do business with dozens. This allows us to price and coverage shop for you. We put your information in one time and we get quotes for every insurance company we do business with. Insurance cost reduction means you get great protection at a great price and we do the shopping for you!
Since we represent many companies that allows us to save you a lot of time and money. You don’t even have to go through all of the different quotes because what we’re gonna do is review the different quotes and costs. We are going to make sure you get the right coverage for you your family at the best price.
Efficient Pricing
We will start with what’s the cheapest option and what’s the least expensive one for the coverage that we asked for. That’s how you get efficient pricing and insurance cost reduction, as we make sure that we check all these companies. At your next renewal year, we will review the available pricing so that we know you are always getting the best price for the best coverage.
There may be times you could stay with the same company that will save you fifty bucks, a hundred bucks, or whatever the savings are, and if you say yes, GDI Insurance Agency takes care of it for you.
How Does Insurance Cost Reduction Work?
Let’s talk a little bit about coverage, first in California the state minimum is 15/ 13/ 10. It’s $15,000 if you run into somebody hurt one person, the most that insurance is going to pay is $15,000. If you hit a group of people for everybody that you hurt that insurance is going to pay up to thirty thousand maximum. If the car got totaled, whether the car is $20,000 to $30,000 they’re gonna pay ten thousand of it and you’re left to pay the rest.
Do you know what it would cost you to go from 15/30/10 to something like $250,000 per person $500,000 for the accident and a $100,000 for property damage? It is approximately about 15 percent, so to put it in perspective if you’re paying $150 for cheap insurance, for right under $200 you get the right coverage.
So we’re going to focus on the right coverage and we’ll say here’s what you have on one side of the paper and here’s what we’re recommending on the other side. Here’s the beauty of doing business with independent brokers, many times
- we’re raising your coverage
- we’re lowering deductibles
- we’re finding the best coverage at the best price
Insurance Rate Reduction With Many Choices
You can call an insurance company that only offers one brand and you get ONE quote or you call an independent broker that’s been around for a while and guess what you just get all the quotes. You receive the same at renewal, your customer service agent will compare available insurance options and gives you updated quotes.
We are able to tell you that you could save $100 or you could save $300 a year if we moved you from Company A to Company B. We use Docusign, so that you can sign the new policy otherwise, we take care of it all for you. To make things efficient, we handle the paperwork. We’re gonna give you the right coverage and we do our best to give you the most efficient pricing just call GDI Insurance for your personal and business insurance needs. 209-634-2929
GDI Insurance Agency Advantage
Just give us a call at 209-634-2929 and you will start working with your own Customer Service Agent. Each time you contact our office you will talk to the same customer service agent. Our team works hard to get to know you they get to know your family, they get to know your situation. You don’t have to answer a dozen questions, as your customer service agent knows you.
California’s Leader in Insurance and Risk Management
As one of the fastest-growing agencies in California, GDI Insurance Agency, Inc. is able to provide its clients with the latest and greatest of what the insurance industry has to offer and much, much more.
The GDI team has developed an “insurance cost reduction” quoting plan, that provides you with the best coverage at the best rate! We are headquartered in Turlock, CA, with locations across the heart of California’s Central Valley, Northern California and beyond to provide a local feel to the solutions and services we provide our clients. We pride ourselves on exceeding our client’s expectations in every interaction to make sure that our client’s know how much we value and appreciate their business.