Auto Insurance Efficient Pricing and Cost Reduction
Hey guys Grant Davis with GDI Insurance Agency. We’re going to talk about auto insurance, specifically, I got to go into California because GDI does business all over the place but each state is a little different, so I’m just talking about California right now. Some of this will apply to you no matter what state you’re in so please just give us a call and we’ll help. Here’s the deal everyone wants to save money on auto insurance. We all look at pricing when it comes to auto insurance, but you don’t want to go with a “cheap” version. So I’m going to change that dialogue from cheap auto insurance or cost cutting or whatever they actually hit “efficient pricing”.
How Do You Get Efficient Pricing?
You’ve got to do business with a company or an agency like GDI Insurance Agency that does business with a bunch of different insurance companies. We don’t do business with one or two insurance carriers, we do business with dozens. We put your information in one time and it spits out quotes for every insurance company we do business with.
Since we represent many companies that allows us to save you a lot of time and money. You don’t even have to go through all of the different quotes because what we’re gonna do is review the different quotes and costs. We are going to make sure you get the right coverage for you your family at the best price.
We will start with what’s the cheapest option and what’s the least expensive one for the coverage that we asked for. That’s how you get efficient pricing, as we make sure that we check all these companies. At your next renewal year, we will review the available pricing so that we know you are always getting the best price for the best coverage.
There may be times you could stay with the same company that will save you fifty bucks, a hundred bucks, or whatever the savings are, and if you say yes, GDI Insurance Agency takes care of it for you.
GDI Insurance Advantage
Just give us a call at 209-634-2929 and what happens the first time you call you talk to someone you don’t know, but the next time you call back, guess what, you talk to the same customer service agent. Our team works hard to get to know you they get to know your family, they get to know your situation. You don’t have to answer a dozen questions and go through all this teleprompting garbage, as your customer service agent knows you.
We’re in the Central Valley of California right out of Sacramento and yeah Sacramento’s this way San Francisco’s that way and we’re right there so we’re really easy to get to that’s that’s our main office. We have other offices throughout the state but this is the one we’re talking about just give us a call and we’ll take care of it.
Let’s talk a little bit about coverage, first in California the state minimum is 15/ 13/ 10. It’s $15,000 if you run into somebody hurt one person, the most that insurance is going to pay is $15,000. If you hit a group of people for everybody that you hurt that insurance is going to pay up to thirty thousand maximum. If the car got totaled, whether the car is $20,000 to $30,000 they’re gonna pay ten thousand of it and you’re left to pay the rest.
What is Efficient Pricing
Do you know what it would cost you to go from 15/30/10 to something like $250,000 per person $500,000 for the accident and a $100,000 for property damage? It is approximately about 15 percent, so to put it in perspective if you’re paying $150 for cheap insurance, for right under $200 you get the right coverage.
So we’re going to focus on the right coverage and we’ll say here’s what you have on one side of the paper and here’s what we’re recommending on the other side. Here’s the beauty of doing business with independent brokers, many times
- we’re raising your coverage
- we’re lowering deductibles
- we’re finding the best coverage at the best price
You can call a captive insurance company and you get a quote or you call an independent broker that’s been around for a while and guess what you just get all the quotes. You receive the same at renewal, your customer service agent drops it into the rating system and gives you updated quotes.
We are able to tell you that you could save $100 or you could save $300 a year if we moved you from A Company to B Company. We use Docusign, so that you can sign the new policy otherwise, we take care of it all for you. To make things efficient, we handle the paperwork. We’re gonna give you the right coverage and we do our best to give you the most efficient pricing just call GDI Insurance for your auto insurance. 209-634-2929
California’s Leader in Insurance and Risk Management
We are headquartered in Turlock, CA, with locations across the heart of California’s Central Valley, Northern California and beyond to provide a local feel to the solutions and services we provide our clients. We pride ourselves on exceeding our client’s expectations in every interaction to make sure that our client’s know how much we value and appreciate their business. Contact us today 1-209-634-2929 for your comprehensive auto insurance quote!