Personal Umbrella Insurance
California Personal Umbrella Insurance
If insurance is for a rainy day, personal umbrella insurance is for a storm. Umbrella insurance protects you during those times when your regular home insurance or auto insurance policy’s liability limits are exhausted, and you are faced with a lawsuit and millions of dollars in liability exposure.
Millions of dollars? Is that realistic?
Unfortunately, it is.
It is a fact that in today’s world, the newspapers are filled with more and more articles about accidents, lawsuits, and liability questions. We are human, and our mistakes sometimes have severe consequences, consequences that can reach millions of dollars in liability.
A million dollars can add up easily, particularly if the injured person suffers injuries that keep him or her from working for weeks, months, or years. The victim of an accident could sue you for medical bills, lost income, even pain and suffering, not to mention damage to their vehicle, and cost for an attorney.
A typical auto insurance policy has limits of $100,000 per person and $300,000 per accident, and $50,000 property damage. Depending on the extent of the damage and injury, you are responsible for paying the rest, if you are at fault in an accident, and that means you may have to hand over your home, stocks, retirement or college funds, or any other significant assets.
Turlock Umbrella Insurance can Protect You From Life’s Oncoming Storms…
It adds $1 million (or more) of liability protection on top of your auto insurance, home insurance, and boat liability insurance coverages, and because it is designed for those really rainy days, personal umbrella insurance is cheap.
You can usually buy umbrella insurance policies with $1 million limits for $150 to $300 a year. If you need more than $1 million limits, you can buy each extra $1 million of coverage for $100 to $150.
How much insurance is enough?
The answer is different for everybody. It depends on what you want to protect, and how much risk you are willing to assume. Your goal with a personal umbrella policy is to put as much of an insurance “buffer” between a serious accident and your hard earned savings as possible.
Find Out More on our Financial Services
GDI Insurance Agency, Inc. We’re on Your Side
We offer a multi-faceted California Insurance agency that handles a wide variety of policies of almost any scale for many different professions and establishments. Our team has the experience and knowledge to help you, your organization or business be secure and protected.
Protect What Matters Most With Our Personal Insurance Policies
The GDI team has developed an “insurance cost reduction” quoting plan, that provides you with the best coverage at the best rate! Contact us at 1-209-634-2929 learn more about all of our personal risk management solutions for your home, auto and life.
If You Think This Sounds Too Good To Be True, Here Is What Just A Few Of Our Clients Have To Say about their Insurance:
Always Receive Great Service!
“ Always receive great service from this insurance company. Every year they reach out to go over the policy to ensure we are getting the best deal available that suits our needs.”
Our family's insurance
“GDI insurance has been our family’s insurance agent for 15 plus years. They have always taken special care and made sure we had the best coverage for the lowest price.”
– Ruby Oliveria
GDI Insurance Agency, Inc. Your Trusted Business Insurance Experts
At GDI Insurance Agency, Inc. we will do the work for you to ensure you have the best protection plan for your family. Not only that, but as you can see, we will go the extra mile to make sure you’re protected from the inside-out.
Located in Turlock, CA we have offices throughout California’s Central Valley, Northern California and beyond.
To put the GDI Insurance Agency, Inc. experts to work for you, simply fill click our quote button above or call our office today at 1-888-991-2929 to learn more about GDI’s Personal Umbrella Insurance!