Managing a Bilingual Workforce

Managing a Bilingual Workforce

Managing a Bilingual Workforce

When managing a bilingual workforce, finding ways to ensure proper communication is critical to maintaining a productive and safe workplace. Language and cultural barriers that emerge in a bilingual workforce can contribute to miscommunication and on-the-job accidents and injuries. Because employees that do not speak English generally hesitate to ask for help when they do not understand, it is essential to have the necessary resources available to communicate information.

Offering Orientation to Your Bilingual Workforce

Orientation should be offered in the worker’s native language, if possible. Bilingual trainers in human resources or senior positions can serve a dual role, acting as translators at orientation and workplace presentations and safety meetings throughout the year.

bilingual workforce

Language and Workplace Injuries

To promote worker safety, you should post signage and communication materials in the language in which your employees are fluent. For Spanish language compliance assistance, OSHA offers a variety of free, health and safety materials at: http://www.osha.gov/dcsp/compliance_assistance/index_hispanic.html

In addition to printed safety materials, provide information about wages, medical insurance and employee policies.  It is beneficial to first evaluate employees’ level of education, job duties and common injuries, as well as culture and background, and then adapt your safety programs and communications materials accordingly.

Consider professional translation of your materials. If you have Spanish speaking employees, ensure the materials are translated into the most prominent dialect, and ask a native speaker to review the material for accuracy before distributing companywide. The standard translation fee ranges from $10 to $20 per page, but is well worth the expense when weighed against the risk of workplace accidents due to poor communication or understanding.

On-Site Education

To develop and retain skilled workers, you may want to consider offering on-site language classes to help your workers build communication skills. Offering learning opportunities at work is convenient for the worker and encourages learning in a team environment. 

bilingual workforce

Safety Standards for Your Bilingual Workforce

On the safety front, keep in mind that new immigrants may not understand the importance of following U.S. safety standards. If hand tools are not functional, or if they notice a hazard or imminent danger on site, for example, they may hesitate to bring the issue to a supervisor’s attention with the worry that their job is on the line. The worker should understand that properly reporting problems is a behavior to be rewarded, and will not cost them a job.

Stay in Touch

Plan to make regular, frequent visits with your bilingual employees, making sure to touch on safety issues in the workplace, and encouraging them to ask about any doubts or issues they may be encountering on the job. To create a welcoming environment for all employees, work to develop a company culture that promotes and supports diversity as a core value of the organization.

GDI Insurance Agency, Inc.

California’s Leader in Insurance and Risk Management

As one of the fastest growing agencies in California, GDI Insurance Agency, Inc. is able to provide its clients with the latest and greatest of what the insurance industry has to offer and much, much more.

We are headquartered in Turlock, CA, with locations across the heart of California’s Central Valley, Northern California and beyond to provide a local feel to the solutions and services we provide our clients. We pride ourselves on exceeding our client’s expectations in every interaction to make sure that our client’s know how much we value and appreciate their business. Contact us today 1-209-634-2929 for your comprehensive business insurance quote!

For information about protecting your company against liability exposures, contact the experts at GDI Insurance Agency, Inc..

Completed Operations Liability and Obligations

Completed Operations Liability and Obligations

Completed Operations Liability and Obligations

Even quality workmanship is not immune to potential claims of property damage or bodily injury. All operations carry the risk that injury or damage may occur as a result of the work, leading to costly lawsuits. Completed operations liability and obligations can be difficult to sort out. Considering the complicated mix of contractors and subcontractors that contributes to each project, who is liable for this risk?

Completed Operations Liability and Obligations

Defining Responsibility

In insurance terms, “your work” as used in an insurance policy is a broadly defined term that includes operations performed by the policyholder or on the policyholder’s behalf, including material, parts or equipment in connection with the operations. Operations or work performed on behalf of the policyholder means work done by a subcontractor is considered the contractor’s work. Therefore, faulty electrical work performed by an electrician that causes a fire or other damage could be considered the contractor’s liability, but would be covered under a standard commercial general liability insurance policy.

Contract Requirements

Because a contractor or other involved party could be held liable for defects in a subcontractor’s work years after it has been completed, and filing the claim under the contractor’s Commercial General Liability Insurance policy could cause the premium to rise. Many construction contracts require subcontractors to provide insurance coverage for claims resulting from their completed work for a finite period of time, typically the one- to five-year range. Typical contracts also require that the subcontractor name the owner, the architect, the general contractor and other third parties as “additional insured” parties, entitled to coverage under the insured subcontractor’s Commercial General Liability Insurance policy. Naming additional insured parties requires a separate endorsement to that policy. Completed operations liability and obligations should be determined within your contract.

completed operations liability and obligations

Contract Implications for Completed Operations Liability and Obligations

This means that as a subcontractor, you can be held liable for claims of property damage or bodily injury resulting from a defect in your work. It is also critical to maintain this coverage into the future; failure to do so could lead to a breach-of-contract lawsuit brought by the contractor or other party.

It is important to understand this commitment when signing the contract–the insurance commitment doesn’t end with the project. Furthermore, in the event of a large claim, the subcontractor could be faced with a substantial increase in premiums on the policy.

Reducing Risk

To avoid litigation, it is crucial to know local regulations and adequately document proper performance. Know your company’s documentation practices relative to each subcontract, and carefully keep records of all processes.

Respecting the Contract

It is crucial for subcontractors to respect this requirement if included in the contract. Failure to do so could result in breach-of-contract lawsuits. Naming additional insured parties can be complicated, and it is very important to work closely with GDI Insurance Agency, Inc. to ensure that your contractual obligations are satisfied. 

GDI Insurance Agency, Inc.

California’s Leader in Insurance and Risk Management

As one of the fastest growing agencies in California, GDI Insurance Agency, Inc. is able to provide its clients with the latest and greatest of what the insurance industry has to offer and much, much more. We are headquartered in Turlock, CA, with locations across the heart of California’s Central Valley, Northern California and beyond to provide a local feel to the solutions and services we provide our clients. We pride ourselves on exceeding our client’s expectations in every interaction to make sure that our client’s know how much we value and appreciate their business. Contact us today 1-209-634-2929 for your comprehensive insurance quote!

Silica Exposure More Than Just Breathing Dust

Silica Exposure More Than Just Breathing Dust

Silica Exposure More Than Just Breathing Dust

About 2 million construction workers exposed to respirable crystalline silica in over 600,000 workplaces. OSHA estimates that more than 840,000 of these workers are exposed to silica levels that exceed the new permissible exposure limit (PEL).

Exposure to respirable crystalline silica can cause kidney disease, silicosis, lung cancer and other respiratory diseases. Here is some common construction equipment that can expose workers to dangerous levels of silica:

  • Masonry saws
  • Grinders
  • Drills
  • Jackhammers
  • Handheld powered chipping tools
  • Vehicle-mounted drilling rigs
  • Milling equipment
  • Crushing machines
  • Heavy demolition equipment

The construction standard does not apply in situations where exposures will remain low under any foreseeable conditions. This includes tasks such as mixing mortar, pouring concrete foundation walls and removing concrete formwork.

silica respirator

What Does the Silica Standard Require?

The standard requires that employers limit worker exposure to respirable crystalline silica and take other steps to protect workers.

The standard provides flexible alternatives, especially useful for small employers. Employers can either use a control method laid out in Table 1 of the construction standard, or they can measure worker exposure to silica and independently decide which dust controls work best to limit exposures to the PEL in their workplaces.

Regardless of which exposure control method is used, all construction employers covered by the standard are required to do the following:

  • Establish and implement a written exposure control plan that identifies tasks that involve exposure and methods used to protect workers, including procedures to restrict access to work areas where high exposures may occur
  • Designate a competent person to implement the written exposure control plan
  • Restrict housekeeping practices that expose workers to silica where feasible alternatives are available
  • Offer medical exams—including chest X-rays and lung function tests—every three years for workers who are required by the standard to wear a respirator for 30 or more days per year
  • Train workers on work operations that result in silica exposure as well as on ways to limit exposure
  • Keep records of workers’ silica exposure and medical exams

What is Table 1?

Table 1 matches common construction tasks with dust control methods, so employers know exactly what they need to do to limit worker exposure to silica. The dust control measures listed in the table include methods known to be effective, such as using water to keep dust from getting into the air or using ventilation to capture dust. In some operations, respirators may also be needed.

Employers who correctly follow Table 1 are not required to measure worker exposure to silica and are not subject to the PEL.

silica exposure

Table 1 Example: Handheld Power Saws

If workers are sawing silica-containing materials, they can use a saw with a built-in system that applies water to the saw blade. The water limits the amount of respirable crystalline silica that gets into the air.

In this example, if a worker uses the saw outdoors for four hours or less per day, no respirator would be needed. If a worker uses the saw for more than four hours per day or for any amount of time indoors, he or she would need to use a respirator with an assigned protection factor (APF) of at least 10. In this case, a NIOSH-certified filtering facepiece respirator that covers the nose and mouth (sometimes referred to as a dust mask) could be used. If a worker needs to use a respirator for 30 or more days a year, he or she would need to be offered a medical exam.

Alternate Exposure Control Methods

Employers who do not use control methods on Table 1 must do the following:

  • Measure the amount of silica that workers are exposed to if it may be at or above an action level of 25 micrograms of silica per cubic meter (μg/m3) of air, averaged over an eight-hour day
  • Protect workers from respirable crystalline silica exposures above the PEL of 50 μg/m3, averaged over an eight-hour day
  • Use dust control methods to protect workers from silica exposures above the PEL
  • Provide respirators to workers when dust controls cannot limit exposures to the PEL

For additional information on OSHA’s silica rule, go to www.osha.gov/silica.

Silica Exposure Precautions

Found in commonly used materials such as concrete, asphalt, coal dust and natural stone, silica particles can be inhaled when dust is created during handling.

Silica and construction

What’s a Little Dust?

Although silica looks like dust, it’s much more harmful to your lungs. Silica dust is a human lung carcinogen, and breathing it in causes the formation of scar tissue on the lungs, reducing the lungs’ ability to take in oxygen. Without proper protection, exposure poses a serious threat to workers. The most severe exposures to silica dust result from abrasive blasting, but those working on cement and brick construction sites are at a high risk as well.

Silica Safety Precautions

When working with silica, take the following precautions to protect yourself and others.

  • Use all available work practices—water sprays, ventilation systems and blasting cabinets—to control dust exposures.
  • If you’re working with a new material, check the label for silica. If silica is listed, refer to the product’s Safety Data Sheet (SDS) for more information.
  • Always wear proper personal protective equipment. When respirator protection is required, wear only a N100 NIOSH-certified respirator, or a Type CE abrasive-blast supplied-air respirator for abrasive blasting.
  • Make sure you are properly trained in the use and maintenance of your respirator. Contact your supervisor or other designated person if you need assistance or have any questions.
  • Don’t alter the respirator in any way.
  • Always inspect your respirator before use. Alert your supervisor and replace your respirator if you find a crack, puncture, tear, leak or any other unusual condition.
  • Shave facial hair when you’re going to be working in environments that require a respirator. Even a tight-fitting respirator will not create a good seal between the respirator and your face if you have a beard or mustache.
  • Wear disposable or washable work clothes and shower if facilities are available. Vacuum the dust from your clothes or change into clean clothing before leaving the worksite.
  • Be aware of the operations and job tasks creating silica exposures in your workplace environment and know how to protect yourself. Ask your supervisor if you have any questions.
  • Be aware of the health hazards related to crystalline silica exposure. Habits like smoking can add to lung damage caused by silica.
  • Don’t eat, drink, smoke or apply cosmetics in areas where silica dust is present. Wash your hands and face outside of dusty areas before performing any of these activities.

Take Extra Care

Remember, take extra care at all times when working with silica—a little dust now can cause big health problems later.

Silica safety

Helpful Tips for Staying Safe When Working with Silica

Although silica dust looks harmless and can be so fine that it is invisible to the naked eye, it is very harmful to your lungs. When small particles of silica dust enter the air that you breathe, it becomes trapped in your lungs. As the dust in your lungs builds up, it causes the formation of scar tissue on your lungs, reducing their ability to take in oxygen. Without proper protection, exposure poses a serious and potentially fatal health threat.

To minimize your risk of disease caused by silica inhalation, adhere to the following safety precautions while on the job.

  • Always wear personal protective equipment (PPE) such as goggles, boots and a N95 NIOSH certified respirator.
  • Wear disposable or washable work clothes and shower immediately after working with materials containing silica. Vacuum or wash the dust from clothing before leaving work.
  • Participate in any health screenings that  offers.
  • Do not eat, drink or smoke in areas where silica dust is present. Wash your hands and face before eating, drinking or smoking outside of the work area.

Not at Risk? Think Again!

Don’t think silica dust is harmful? Here’s what can happen down the road if you don’t take precautions today.

There are three stages of silicosis, the disease caused by silica inhalation.

Chronic/Classic Silicosis

  • Occurs after 15 to 20 years of moderate to low exposure. Initially, the symptoms may not be obvious, so the Occupational Health and Safety Administration (OSHA) recommends that those who work around silica dust have a chest X-ray to determine if they have any lung damage. As the disease progresses, you may have shortness of breath when exercising. As the silicosis progresses, you may experience fatigue, extreme shortness of breath, chest pain and respiratory failure.

Accelerated Silicosis

  • Occurs after 5 to 10 years of high exposure. Symptoms include severe shortness of breath, weakness and weight loss.

Acute Silicosis

  • Occurs only a few months and up to two years following extremely high exposure. Symptoms include severe disabling shortness of breath, weakness and weight loss. This form of silicosis typically leads to death.
GDI Insurance Agency, Inc.

California’s Leader in Insurance and Risk Management

As one of the fastest growing agencies in California, GDI Insurance Agency, Inc. is able to provide its clients with the latest and greatest of what the insurance industry has to offer and much, much more.

We are headquartered in Turlock, CA, with locations across the heart of California’s Central Valley, Northern California and beyond to provide a local feel to the solutions and services we provide our clients. We pride ourselves on exceeding our client’s expectations in every interaction to make sure that our client’s know how much we value and appreciate their business. Contact us today 1-209-634-2929 for your comprehensive construction insurance quote!

Preparing Job Sites for Severe Weather

Preparing Job Sites for Severe Weather

Preparing Job Sites for Severe Weather

From “atmospheric rivers” to high winds, California sees its fair share of severe weather. These severe weather conditions can be detrimental to job sites, putting an unintended strain on your business. While there’s no way to completely guarantee your job site is protected from the elements, there are measures that can be taken to reduce the risks posed by extreme weather events.

Rest easy knowing your job site is protected by a comprehensive contractor insurance policy from GDI Insurance Agency, Inc. Call us today 209-634-2929.

Securing Your Job Site

While each job site is different and requires unique planning to protect against severe weather, there are several general precautions that should be taken to protect every job site.

First, it is important to develop and educate all employees on an emergency action plan to be followed in the event of an unsafe weather condition. This plan should be as detailed as possible, easily accessible and well-practiced. The plan should account for any exposures to the job site and address how to best protect the job site, its equipment and workers. Include assignments for everyone on the project or designate a few employees to lead the plan.

Secondly, it’s important to monitor the weather for any incoming alerts or adverse conditions. Because extreme weather events can develop quickly, it is important to assign one person the task of monitoring the weather throughout the day. For this, it’s valuable to have a weather radio or computer on hand at all times on the job site.

Especially for larger projects, it’s a good practice to keep in communication with local building officials about their plans for extreme weather. This allows you not only to coordinate plans if necessary but also to reassure the officials that your job site poses no threat to nearby properties or residents.

job sites

What to do When an Extreme Storm is Approaching Your Job Sites

As soon as a severe storm is approaching, begin working through your emergency action plan to secure, remove or protect any and all equipment that may become a flying projectile in high winds or be adversely affected by the weather. Materials and equipment to keep in mind include:

  • Dumpsters
  • Portable bathrooms
  • Cranes
  • Fence screens
  • Job site signage
  • In-progress utility systems
  • Electronics
  • Project documents
  • Hazardous chemicals

In the case of heavy rain or wind, unwelcome debris and water may find its way into your job site. To ensure quick cleanup and minimal resulting damage, set up water pumps before the storm approaches and have a plan to safely remove any additional water or debris after the storm has passed.

Next, secure the structure itself. If necessary, board up windows, doors and other openings that may expose the interior to harmful weather elements. To prevent flooding, create a sandbag perimeter.

Once the storm has passed, it’s vital to perform an evaluation of the job site before work can resume. Practice extreme caution during the inspection and identify what equipment and areas need to be addressed to get the job back on track.

extreme weather

Types of Weather Hazards Your Job Sites Could Face

Extreme weather can come in many forms, each of which require their own methods of preparation in order to protect your job site. Before preparing your job site, it’s important to understand the types of severe weather conditions that are most likely to affect it, which can vary based on season and location.

Possible severe weather conditions can be broken down into the following general exposures:

Strong winds—High winds can bring unwanted debris into the job site, throw equipment around and, in extreme cases, even compromise the integrity of a structure. To prepare for strong winds, store and secure loose construction materials, equipment and signage, and brace framing and anchor walls to the framework as soon as it is constructed. For any machinery, such as cranes and vehicles, follow manufacturer guidelines for proper operation and storage, and do not operate machinery during a storm.

Heavy rain and flooding—Water is one of the most damaging elements to any job site. Job sites with incomplete drainage may become flooded, and heavy rain can damage unprotected electrical equipment. To prepare for heavy rain and flooding, create and maintain temporary drainage systems in any areas that might be especially susceptible to flooding, and do not install finished elements such as flooring and drywall until windows, doors and the roof have been installed watertight. If necessary, install temporary roofs where installation of the permanent roof may be delayed.

Winter conditions—Winter weather brings its own unique set of exposures, many of which don’t require a storm to pose a threat to your job site and employees. To protect against winter conditions, have all pathways cleared of snow and ice, and apply sand or salt immediately when necessary—consider hiring a contractor to perform these duties. Additionally, require all employees to wear high-traction footwear to prevent slipping. Monitor temperatures to avoid freezing exposed water systems, and provide warming stations and hot drinks to employees to prevent hypothermia, trench foot and frostbite.

Preparing for extreme weather can prevent unnecessary workplace accidents. Contact GDI Insurance Agency, Inc. for more information on preparing your job site for severe weather.

GDI Insurance Agency, Inc.

California’s Leader in Insurance and Risk Management

As one of the fastest growing agencies in California, GDI Insurance Agency, Inc. is able to provide its clients with the latest and greatest of what the insurance industry has to offer and much, much more.

We are headquartered in Turlock, CA, with locations across the heart of California’s Central Valley, Northern California and beyond to provide a local feel to the solutions and services we provide our clients. We pride ourselves on exceeding our client’s expectations in every interaction to make sure that our client’s know how much we value and appreciate their business. Contact us today 1-209-634-2929 for your comprehensive contractors insurance quote!

Construction Defects and How To Protect Your Business

Construction Defects and How To Protect Your Business

A Word to the Wise about Construction Defects: What You Can Do to Protect Your Business

Possibly no two words strike more fear in the hearts of architects, engineers and contractors than “construction defects.” A claim for construction defects can cost astronomical amounts to correct and defend. And then there’s the damage to your reputation and its impact on your future opportunities for work. It’s enough to break a business.

Construction Defects Risks

Today, your risk of becoming involved in a construction defects claim is greater than ever. New technology, materials and applications have changed the way commercial buildings, homes and condominiums are constructed.

Advances are enabling the design and construction of buildings that are more attractive and less costly. Yet, many of these advances have yet to be tested in real application over time, where problems may be uncovered that were never anticipated in the lab.

At the same time, new applications require new skills from contractors, who may overlook important requirements for installation or take shortcuts that cause devastating consequences. When problems occur, it’s hard to know the cause without investigation, and everyone on the project is forced to become involved. Fingers point. Often, whoever has the deepest pockets or the most to lose becomes the primary target for plaintiff lawyers. Fairly or not, you could be left holding the bag for others’ mistakes.

Let’s consider two of the most costly recent examples of construction defect, EIFS and FRT plywood:

pexels-photo-209266

Exterior Insulation Finishing Systems

Architects love to design using EIFS (exterior insulation finishing systems). EIFS cladding systems resemble stucco, but are less costly to install and can be fashioned into a variety of architectural shapes, including soft curves and geometric designs. This unique flexibility makes EIFS treatments ideal for special elements such as porticos, archways, ornate overheads for windows, doors and decorative trim.

As with any exterior cladding, water can enter behind or around the system. Early applications often lacked drainage features more commonly used today. With no place to go, constant exposure to moisture can cause rot in wood and damage to other materials within the building or home. Moisture-related problems led to an avalanche of individual and class action lawsuits by consumers.

Are you using EIFS in your designs? If so, strict adherence to guidelines for materials and methods of application is your best defense against a construction defect claim.

Guide to CA Workplace Regulations and Fines

Flame Resistant Plywood

Back in the early 1990s, FRT, or flame resistant plywood, was touted as an alternative to fire walls in multi-unit buildings. It appeared to be a revolutionary product and was quickly adopted by architects and builders, especially in the Northeast. But high temperatures in attics caused early and unexpected deterioration of the material. Suppliers went Chapter 11, and builders were left to face clients with major defects in their buildings, condominiums and homes.

What new building materials are you using in your projects? Have you done your research? How confident are you in the manufacturer and the testing? Are you comfortable with the risk?

Types of Construction Defects

Generally, courts categorize construction defects in one of four categories:

  1. Design deficiencies typically relate to building designs that do not meet code or perform to standard.
  2. Material deficiencies occur when use of inferior materials causes significant problems, such as when windows leak or fail to perform even when properly installed.
  3. Construction deficiencies are problems created by poor quality workmanship.
  4. Subsurface deficiencies usually involve cracked foundations or other structural damage caused when soil is not properly compacted and prepared for adequate drainage.

The goal of the court is to determine fault and damages, and require the party responsible for the defect to remedy the situation.

Contractor’s Insurance

Under the standard commercial general liability insurance (CGL) policy, your insurance company has a duty to defend you for construction defect claims if any damages are potentially covered under the policy. Coverage for construction defect only exists if there is an “occurrence” under the policy.

If the court finds against you and you are a subcontractor, the policy will frequently pay for property damage caused by the occurrence. It does not, however, cover the costs to remedy your work – the faulty workmanship or material that led to the damage. In many cases, the cost to correct the construction defect will be greater than the actual property damages incurred. Keep in mind that if you are a general contractor, the whole project is your work.

Architects and engineers will want to consider the additional protection of a professional liability policy. Professional liability provides coverage when a design does not function as anticipated or promised. Ask GDI Insurance Agency, Inc. for details.

What You Can Do to Manage Your Risk?

Many risks you face are not typically covered by insurance. In addition to insurance, you can reduce your risk in two ways:

  1. Transferring Risk

You can transfer some of your risk to a responsible third party. General contractors transfer risk to the subcontractors they use on a construction project through indemnification and hold harmless agreements as well as additional insured requirements in their construction contracts.

Indemnification and hold harmless agreements are typically included in standard construction contracts. Keep in mind that if the subcontractor lacks the financial resources to meet its obligations, you still could be obligated for any construction defect claims. That’s why it is important to check the financials of your subcontractors and choose wisely. And never under any circumstances use uninsured subcontractors. They put you at great risk and could increase the cost of your own insurance.

Whenever you hire subcontractors, have them add your business to their liability policy as an additional insured. You will be protected by the subcontractor’s policy for work the subcontractor does for you, up to the policy limits. It’s a good idea to require liability limits of at least $1 million on the subcontractor’s policy.

Always request coverage as an additional insured on a primary basis. This way, you assure that their insurance responds first to a claim. (Your insurance becomes excess coverage and responds only if the judgment exceeds the subcontractor’s policy limits.) Be sure to specify the length of time you will be added to the policy for completed operations. Construction defects often come to light long after a job is completed. You can verify coverage by requesting a copy of the certificate of insurance on an annual basis.

  1. Risk Control

The best way to avoid a construction defect claim is through quality construction. Work only with architects, engineers and contractors who have good reputations and a track record of performance. Don’t cut corners. Plan and perform work in the correct sequence and with proper supervision. Be sure to document any and all plan changes. Organized records are critical to your defense.

Rely on Our Construction Expertise

The legal landscape for the construction industry is complicated and changing. In today’s legal climate, customers who are dissatisfied with work are increasingly resorting to litigation. The recommendations here are a starting point for understanding and avoiding construction defect claims. Sleep better at night by consulting GDI Insurance Agency, Inc. and your attorney. They are experts in their professions as you are in yours. Both will bring you good advice and recommendations, and make them partners with your business.  Contact GDI Insurance Agency, Inc. today 209-634-2929.

Article by Gregg Gaughran, Executive, Commercial & Specialty Lines for Westfield Insurance. Mr. Gaughran is a 25+-year insurance industry veteran. Westfield Insurance is a major regional insurance company headquartered in Ohio and one of the leading insurers of contractors in the state. Westfield Insurance is a Trusted Choice® member company.

Construction Defects and How To Protect Your Business

Construction Industry OSHA Requirements

Construction Industry OSHA Requirements

Employers have the responsibility to provide a safe workplace. They must provide their employees with a workplace that does not have serious hazards, and that follows all relevant OSHA safety and health standards. Following the construction industry OSHA requirements not only helps your employees, but is the law.

Employers must comply with specific standards. All employers in the construction industry must also have injury and illness prevention programs. Contractors and employers that do construction work must comply with standards in 29 CFR 1926. Subpart C, General Safety and Health Provisions.

Other specific sections of these standards:

  • Includes the responsibilities for each contractor/employer to initiate and maintain injury and illness prevention programs.
  • Provide for a competent person to conduct frequent and regular inspections. Instruct each employee to recognize and avoid unsafe conditions and know what regulations are applicable to the work environment.
  • Employees must be provided training in a language and vocabulary they can understand.

OSHA Worksite Investigations

OSHA conducts on-site inspections of worksites to enforce the Construction Industry OSHA requirements and law that protects workers and their rights. Inspections are initiated without advance notice, conducted using on-site or telephone and facsimile investigations and performed by highly trained compliance officers.

Worksite inspections are conducted based on the following priorities:

  1. Imminent danger
  2. A fatality or hospitalizations
  3. Worker complaints and referrals
  4. Targeted inspections—particular hazards, high injury rates
  5. Follow-up inspections

Inspections are conducted without employers knowing when or where they will occur. The employer is not informed in advance that there will be an inspection, regardless of whether it is in response to a complaint or is a programmed inspection.

Download Our OSHA Guide for the Construction Industry

OSHA Compliance Guide

Does your broker provide you with timely updates on new and revised OSHA regulations?

  • OSHA constantly updates its standards and requirements, and even a single update can drastically impact the construction industry and your regular operations. We can provide you with attorney-reviewed documents that outline your obligations, making it easy for you to focus on your construction projects instead of complicated OSHA rules.

Are you prepared for an unannounced OSHA inspection?

  • If an OSHA inspection finds violations at one of your construction sites, you could face fines and watch your reputation plummet. We can offer you construction-specific compliance resources and inspection guides to help you address potential issues before they occur.

Does your business comply with OSHA’s hazard communication standards?

  • Construction employees often have to work with or around hazardous substances, and even one incident can lead to serious injuries and costly fines. Our clients have access to construction-specific toolbox talks and articles, as well as workplace posters and hazard communication programs that can ensure your business is compliant with OSHA standards.

California’s Leader in Insurance and Risk Management

As one of the fastest growing agencies in California, GDI Insurance Agency, Inc. is able to provide its clients with the latest and greatest of what the insurance industry has to offer and much, much more.

We are headquartered in Turlock, CA, with locations across the heart of California’s Central Valley and beyond to provide a local feel to the solutions and services we provide our clients. We pride ourselves on exceeding our client’s expectations in every interaction to make sure that our client’s know how much we value and appreciate their business. Contact us today 1-209-634-2929 for your comprehensive insurance quote!