Renter's Insurance

California Renters Insurance

Are you are thinking about moving into a new apartment or rental home?  These days, many landlords require proof of renters insurance before they let you sign the contract to move in.  However, even if they do not, there are some very compelling reasons why you should have renters insurance…

For example, renters insurance will protect your belongings in case of theft, fire, water damage, or other perils, and will help you replace what you lost.  Even if you don’t think that you own very much “stuff”, you’ll be surprised how quickly the value of your personal property can add up to $10,000 – $20,000 or more.

And that’s not all.  Renters Insurance will not only protect your belongings inside your apartment, but also away from home!  Imagine you go for a skiing trip and take your skis off for lunch at the lodge… only to find that they’ve been stolen when you return. If you have renter’s insurance, they would be covered!

Still, insurance coverage for your personal property is only the “icing” on your renters insurance.

What’s even more important is the liability protection that your renters insurance policy provides:  For example, if a friend comes to your apartment, trips over your cat and breaks his arm, the liability coverage that comes with your renter’s insurance will kick in to pay for his injuries.

What’s worse, if you cause damage not only to your own, but also to other units of your apartment complex, you may be held responsible for the damage you have caused to the building and to your neighbor’s personal property.  For example, if you forgot to turn off the stove before you left for work, causing fire and smoke damage to your apartment and to the units around you, you very well may be getting yourself in debt for life.  Turlock renters insurance can protect you!  Not only does it provide liability coverage, but it will also pay for the cost to defend you in a liability lawsuit.

Just Like Your Other Insurance Policies

One thing to consider when purchasing insurance, it is similar to how you purchase a car, a phone, or anything else you rely on in your life.  You consider the options and go over what you need vs. what you want.  Then once you’ve found what you truly are looking for you go out to find the right price.  Similar to looking for the right vehicle, once you’ve identified the vehicle with the options you must have (or “need”) then you find the BEST price.

At GDI Insurance Agency, Inc., we do just that.  We help you to discern what your needs and wants are in terms of protection and then we find you the BEST price available.  Contact us today by filling out the form on this page or give us a call at 209-634-2929. Located in Turlock, CA, we service all of California’s Auto Insurance needs.

And here’s the GREAT part…

You can get ALL of that, usually for less than $15 per month!

Also, since a renters policy can trigger a discount on your auto policy if you have both policies with the same insurance company, it often literally pays for itself.

So why do only very few folks get renters insurance?

Possibly because they assume that the landlord’s policy will protect them if something happens.  Beware! That’s not true!  The landlord’s policy will only protect the landlord’s property.  The landlord’s policy will not protect your personal property, and it will not protect you in a liability case.

Be smart.  Protect your assets.  Get renter’s insurance.

Fill out the quick and easy Protection Savings Form on this page and a GDI Insurance Agency expert will provide you with the best quote we can get for you.  Our goal is always to provide you with the best protection available at the lowest possible price!

    Protect What Matters Most With Our Personal Insurance Policies

    The GDI team has developed an “insurance cost reduction” quoting plan, that provides you with the best coverage at the best rate! Contact us at 1-209-634-2929 learn more about all of our personal risk management solutions for your home, auto and life.

    If You Think This Sounds Too Good To Be True, Here Is What Just A Few Of Our Clients Have To Say about their Insurance:

    Always Receive Great Service!

    “ Always receive great service from this insurance company. Every year they reach out to go over the policy to ensure we are getting the best deal available that suits our needs.

    -Louis Barroso

    Our family's insurance

    “GDI insurance has been our family’s insurance agent for 15 plus years. They have always taken special care and made sure we had the best coverage for the lowest price.”

    – Ruby Oliveria

    GDI Insurance Agency, Inc. Your Trusted Insurance Experts

    GDI Insurance Agency, Inc.

    As one of the fastest growing agencies in California, GDI Insurance Agency, Inc. is able to provide its clients with the latest and greatest of what the insurance industry has to offer and much, much more. The GDI team has developed an “insurance cost reduction” quoting plan, that provides you with the best coverage at the best rate! Contact us at 1-209-634-2929 learn more about all of our personal risk management solutions for your home, auto and life.

    GDI Insurance Agency Inc. gives you renters insurance quotes from dozens of companies to get you the BEST RATES POSSIBLE.  Turlock, Modesto, Hilmar, Denair, Merced, Patterson, Gustine, Newman, Ceres, Oakdale Homeowners can get instant quotes from dozens of companies right now by calling GDI Insurance Agency at 209-634-2929 or by completing the Quote Request Form provided.