The value of good motorcycle insurance often doesn’t become apparent until you really need it. Whether it’s a minor fender bender or a more substantial accident, it pays to have insurance coverage you can count on.
Let our experienced Motorcycle Insurance policy specialist explain the different Liability limits, Comprehensive, Collision, Uninsured Motorist, Personal Injury Protection, Medical coverages, and deductibles that are available for you to choose from. We offer affordable California motorcycle insurance policies from a leader in the insurance industry. This means more stable premiums and none of those 20% increases after the first year.
The fact is that motorcycle insurance is quite similar to an auto insurance policy. It includes various coverages such as:
- Bodily Injury / Property Damage Liability Coverage
This coverage applies if you are considered at-fault in causing damage or injury to a third party, up to the limits you select. This can be very important for you, since this coverage helps you protect your own assets.
- Comprehensive / Collision Coverage
This coverage pays for repairs to your bike if it is damaged in an accident, if it’s stolen, or, for example, if it’s damaged or destroyed by a fire.
- Uninsured / Underinsured Motorist Coverage (UM/UIM)
If you are in an accident in which the other party is at fault, this coverage will protect you if they don’t have the insurance or resources to pay for your damages and/or injuries that they are legally liable for. That includes medical payments and loss of wages.
- Medical Payments
Medical payments cover the cost of any medical treatment you receive, regardless of who is at fault. This coverage is often limited to the first three years after an accident happened.
- Custom Parts and Equipment
This coverage provides protection for accessories and ‘extras’ to our bike that exceed $1,000 in value, other than those originally included by the manufacturer. It also covers sidecars, trailers that are intended to be pulled by a motorcycle, custom paint jobs, safety riding gear and helmets, and trike conversion kits. Custom parts and equipment are covered up to $1,000 under comprehensive coverage.
- Roadside Assistance
Provides immediate roadside repair services for break-down, dead battery, flat tire, or running out of fuel, and towing.
GDI Insurance Agency Inc. Your Full Service Insurance Agency!
GDI Insurance Agency, Inc. has you and your motorcycle covered! Give us a call today at 1-209-634-2929 or fill out the form on this page for your quote!