Planning for the Worse – Business Interruption or Loss of Income

The reality is 80% of business’s that sustain a major loss at their primary location and are rebuilt and restored by insurance are out of business within 5 years of less! GDI Insurance Agency, Inc. wants to make sure your business is protected with Business Interruption Insurance or Loss of Income insurance.

Statistics show that approximately 25 percent of businesses affected by disasters never reopen their doors. Small business owners and individuals who are self-employed are especially vulnerable to the loss of income that business interruptions can cause. To protect yourself from losses in the event of a forced shutdown, you must purchase adequate business interruption insurance and create a thorough business continuity plan.

Implementation of your business continuity plan means more than simply exercising the plan during an emergency. It means integrating the plan into your company operations, training employees and evaluating the plan.


Not really.  In all my years (nearly 38 now) as an insurance broker I have yet to find a company with a real disaster recovery plan that included proper limits for loss of income and extra expense which is business interruption insurance.

Think about your customers.  If you can’t fulfill their orders they still need your product or service so they must buy from your competitor.  The longer they buy from your competitor the harder it becomes to regain the client.  A very vicious circle!

Why Do You Need Business Interruption Insurance

Originally established for the manufacturing industry, Business Interruption Insurance has evolved into an essential risk transfer tool for all industries. Coverage provides resources that aid in recovery and can help get a company back on its feet quickly.

Business Interruption Insurance doesn’t just assist small businesses in meeting payroll and bills during a crisis; according to data from the Institute for Business Home and Safety, 25 percent of businesses never reopen following a disaster or interruption.

For larger businesses, Business Interruption Insurance can provide employees and shareholders peace of mind. Shareholders especially like to know a business’ profits are protected in case of fire, tornado, hurricane or other disaster.

Don’t wait until your business experiences a significant loss to consider this vital business insurance protection. Contact GDI Insurance Agency, Inc. at 209-634-2929 to review how this type of coverage can fit into your overall business insurance portfolio.

Take a look at the video on this page, then:

Drop me an email or call my office 888-991-2929 for a copy of these two reports:
1.  The white paper I am showing you “The Benefits Of Business Interruption Insurance”
2.  A copy of the “Disaster Recovery Planning Guide” in word so you can make it yours!

All free with no obligation or anyone bugging you.

GDI Insurance Agency, Inc. is the right insurance broker for your company if your are serious about insurance cost reduction and staying in business no matter what!

Take a look here to see some of what we offer.  It is just the best and right way to protect your company.

We offer this level of protection to all our clients that simple ask us for it!

We have free programs for everything you need for your business to assure you stay in business.  We are happy to give it all to you for free.  We only ask that you consider us for your insurance needs.  Seems like a good deal considering what it would cost to buy all this material.  Of course for our clients you also get our help with all this too.

The key to insurance cost reduction is to reduce the risk of having a loss, as well as reducing the size of losses when they happen.  This is a key step to assuring your company survives a large loss.


California’s Leader in Insurance and Risk Management

As one of the fastest growing agencies in California, GDI Insurance Agency, Inc. is able to provide its clients with the latest and greatest of what the insurance industry has to offer and much, much more. With locations across the heart of California’s Central Valley and beyond to provide a local feel to the solutions and services we provide our clients. We pride ourselves on exceeding our client’s expectations in every interaction to make sure that our client’s know how much we value and appreciate their business. Contact us today 1-209-634-2929 for your comprehensive business insurance quote!