Guide to Safety and Health Recordkeeping For Your IIP

Guide to Safety and Health Recordkeeping For Your IIP

Safety & Health Recordkeeping

No operation can be successful without adequate safety and health recordkeeping, which enables you to learn from past experience and make corrections for future operations. Records of accidents, work-related injuries, illnesses and property losses serve as a valuable purpose.

Under Cal/OSHA recordkeeping requirements, all information on accidents is gathered and stored. Upon review, causes can be identified and control procedures instituted to prevent the illness or injury from recurring. Keep in mind that any inspection of your workplace may require you to demonstrate the effectiveness of your program.

Download Our Full Guide to Developing a Workplace Injury and Illness Prevention Program!

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Injury & Illness Records

Injury and illness recordkeeping requirements under Cal/OSHA require a minimum amount of paperwork.

These records give you one measure for evaluating the success of your safety and health activities: success would generally mean a reduction or elimination of employee injuries or illnesses during a calendar year.

Five important steps are required by the Cal/OSHA recordkeeping system:

  1. Each employer (unless exempt by size or industry) must record each fatality, injury or illness that is work-related, is a new case, or meets one or more of the general recording criteria specified in Title 8, Section 14300.
  2. Record each injury or illness on the Cal/OSHA Log of Occupational Work Related Injuries and Illnesses (Form 300) according to its instructions.
  3. Prepare an Injury and Illness Incident Report (Form 301), or equivalent.
  4. Annually review and certify the Cal/OSHA Form 300 and post the Summary of Work-Related Injuries and Illnesses (Form 300A) no later than February 1 and keep it posted where employees can see it until April 30.
  5. Maintain the last five years of these records in your files.NOTE: Additional information on recordkeeping can be found on the Internet at: www.californiaosha.info or www.dir.ca.gov/DOSH

During the year, regularly review these records to see where your injuries and illnesses are occurring. Look for any patterns or repeat situations. These records can help you identify hazardous areas in your workplace and pinpoint where immediate corrective action is needed.

Since the basic Cal/OSHA records are for reportable injuries and illnesses only, you might expand your system to include all incidents relating to workplace safety and health, even those where no injury or illness resulted. Such information can assist you in pinpointing unsafe acts, conditions or procedures.

Exposure Records

Injury and illness records may not be the only records you need to maintain. Cal/ OSHA standards concerning toxic substances and hazardous exposures require records of employee exposure to these substances and sources, physical examination reports, employment records, and other information.

Employers using any regulated carcinogens have additional reporting and recordkeeping requirements. See Title 8 of the California Code of Regulations for details.

Documentation of Your Activities

Essential records, including those legally required for workers’ compensation, insurance audits and government inspections must be maintained for as long as required.

For most employers, Cal/OSHA standards also require that you keep records of steps taken to establish and maintain your Injury and Illness Prevention Program. They must include:

  1. Records of scheduled and periodic inspections as required by the standard to identify unsafe conditions and work practices. The documentation must include the name of the person(s) conducting the inspection, the unsafe conditions and work practices identified, and the action taken to correct the unsafe conditions and work practices. The records are to be maintained for at least one year. However, employers with fewer than 10 employees may elect to maintain the inspection records only until the hazard is corrected.
  2. Documentation of safety and health training required by standards for each employee. The documentation must specifically include employee name or other identifier, training dates, type(s) of training and the name of the training provider. These records must also be kept for at least one year, except that training records of employees who have worked for less than one year for the employer need not be retained beyond the term of employment if they are provided to the employee upon termination of employment.

Also, employers with fewer than 10 employees can substantially comply with the documentation provision by maintaining a log of instructions provided to the employee with respect to the hazards unique to the employees’ job assignment when first hired or assigned new duties. Some relief from documentation is available for employers with fewer than 20 employees who are working in industries that are on the Department of Industrial Relations (DIR’s) designated list of low-hazard industries, and for employers with fewer than 20 employees who are not on DlR’s list of high-hazard industries and who have a Workers’ Compensation Experience Modification Rate of 1.1 or less.

For these industries, written documentation of the Injury and Illness Prevention Program may be limited to:

  1. Written documentation of the identity of the person or persons with authority and responsibility for implementing the program;
  2. Written documentation of scheduled periodic inspections to identify unsafe conditions and work practices; and
  3. Written documentation of training and instruction.

Keeping such records fulfills your responsibilities under General Industry Safety Order 3203. It also affords an efficient means to review your current safety and health activities for better control of your operations and to plan future improvements.

California’s Leader in Insurance and Risk Management

GDI Insurance

As one of the fastest growing agencies in California, GDI Insurance Agency, Inc. is able to provide its clients with the latest and greatest of what the insurance industry has to offer and much, much more.

With locations across the heart of California’s Central Valley and beyond to provide a local feel to the solutions and services we provide our clients. We pride ourselves on exceeding our client’s expectations in every interaction to make sure that our client’s know how much we value and appreciate their business. Contact us today 1-209-634-2929 for your comprehensive California workers compensation insurance quote!

Safety Communications and Your Injury and Illness Prevention Program

Safety Communications and Your Injury and Illness Prevention Program

Safety Communications and Your Injury and Illness Prevention Program

In California every employer has a legal obligation to provide and maintain a safe and healthful workplace for employees, according to the California Occupational Safety and Health Act of 1973. As of 1991, a written, effective Injury and Illness Prevention (IIP) Program is required for every California employer.  Safety Communications plays a big role in this requirement.

Your GDI Insurance Agency, Inc Broker can help you create and keep your IIP Program free of charge. We then will coordinate this plan with your OSHA compliant safety program, which your GDI Insurance Agency Broker will also help you create, manage and implement free of charge.

These programs, besides being required, if used correctly with the help of your GDI broker will help you keep the cost of your workers compensation insurance and modification factor down.

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Safety Communications

Your Injury and Illness Prevention Program must include a system for safety communications with employees – in a form readily understandable by all affected employees – on matters relating to occupational safety and health, including provisions designed to encourage employees to inform the employer of hazards at the worksite without fear of reprisal.

  1. While this section does not require employers to establish labor-management safety and health committees, it is an option you should consider. If you choose to do so, remember that employers who elect to use a labor-management safety and health committee to comply with the safety communications requirements are presumed to be in substantial compliance if the committee: Meets regularly but not less than quarterly.
  2. Prepares and makes available to affected employees written records of the safety and health issues discussed at the committee meetings, and maintained for review by the Division upon request.
  3. Review results of the periodic scheduled worksite inspections.
  4. Reviews investigations of occupational accidents and causes of incidents resulting in occupational injury, occupational illness or exposure to hazardous substances, and where appropriate, submits suggestions to management for the prevention of future incidents.
  5. Reviews investigations of alleged hazardous conditions brought to the attention of any committee member. When determined necessary by the committee, it may conduct its own inspection and investigation to assist in remedial solutions.
  6. Submits recommendations to assist in the evaluation of employee safety suggestions.
  7. Upon request of the Division, verifies abatement action taken by the employer to abate citations issued by the Division.

If your employees are not represented by an agreement with an organized labor union, and part of your employee population is unionized, the establishment of labor management committees is considerably more complicated. You should request clarification from the Cal/OSHA Consultation Service.

If you elect not to use labor management safety and health committees, be prepared to formalize and document your required system for communicating with employees.

Here are some helpful tips on complying with this difficult section:

  • Your communication system must be in a form that is “readily understandable by all affected employees.” This means you should be prepared to communicate with employees in a language they can understand, and if an employee cannot read in any language, you must communicate with him/her orally in a language that is “readily understandable.” Your communication system must be “designed to encourage employees to inform the employer of hazards at the workplace without fear of reprisal.” It must be a two-way system of communication.
  • Schedule general employee meetings at which safety is freely and openly discussed by those present. Such, meetings should be regular, scheduled and announced to all employees so that maximum employee attendance can be achieved. Remember to do this for all shifts. Many employers find it cost effective to hold such meetings at shift-change time, with a brief overlap of schedules to accomplish the meetings. If properly planned, effective safety meetings can be held in a 15- to 20-minute time frame. Concentrate on:Occupational accident and injury history at your own worksite, with possible comparisons to other locations in your company.Feedback from the employee group.Guest speakers from your worker’s compensation insurance carrier or other agencies concerned with safety.- Brief audio-visual materials that relate to your industry.
    – Control of the meetings.
    – Stress that the purpose of the meeting is safety.
    – Members of management should attend this meeting.
  • Training programs are excellent vehicles for communicating with employees.
  • Posters and bulletins can be very effective ways of communicating with employees. Useful materials can be obtained from Cal/OSHA, your workers’ compensation insurance carrier, the National Safety Council or other commercial and public service agencies.
  • Newsletters or similar publications devoted to safety are also very effective communication devices. If you cannot devote resources to an entire publication, make safety a featured item in every issue of your company newsletter.
  • A safety suggestion box can be used by employees, anonymously if desired, to communicate their concerns to management.
  • Publish a brief company safety policy or statement informing all employees that safety is a priority issue with management, and urge employees to actively participate in the program for the common good of all concerned. (Model policy, statements are found in Appendix A.)
  • Communicate your concerns about safety to all levels of management.
  • Document all communication efforts, as you will be required to demonstrate that a system of effective communication is in place.

Safety Planning, Rules & Work Procedures 

Planning for safety and health is an important part of every business decision, including purchasing, engineering, changes in work processes, and planning for emergencies. Your safety and health planning are effective when your workplace has:

  1. Rules written to apply to everyone and addressing areas such as personal protective equipment, appropriate clothing, expected behavior, and emergency procedures. You and your employees should periodically review and update all rules and procedures to make sure they reflect present conditions. Rules and procedures should be written for new exposures when they are introduced into the workplace.
  2. Safe and healthful work practices developed for each specific job.
  3. Discipline or reward procedures to help assure that safety rules and work procedures are put into practice and enforced. Reward or positive reinforcement procedures such as bonus, incentive or employee recognition programs should provide positive motivation for compliance with safety rules and procedures.
  4. A written plan for emergency situations. Your plan must include a list of emergencies that could arise and a
    set of procedures in response to each situation. Some emergency procedures, such as those covering medical emergencies or fire evacuation, are mandated by Cal/OSHA regulations.
  5. If you have operations involving hazardous substances, procedures or processes, you must designate emergency response teams to be specifically trained and equipped to handle possible imminent hazards.

Safety & Health Training

Training is one of the most important elements of any IIP Program. It allows employees to learn their jobs properly, brings new ideas into the workplace, reinforces existing ideas and practices and puts your program into action.

Your employees benefit from safety and health training, including safety communications, through fewer work-related injuries and illnesses and reduced stress and worry caused by exposure to hazards.

You benefit from reduced workplace injuries and illnesses, increased productivity, lower costs, higher profits and a more cohesive and dependable work force.

An effective IIP Program includes training for both supervisors and employees. Training for both is required by Cal/OSHA safety orders.

You may need outside professionals to help you develop and conduct your required training program. Help is available from the Cal/ OSHA Consultation Service, your workers’ compensation insurance carrier, private consultants and vendor representatives.

Outside trainers should be considered temporary. Eventually you will need your own in-house training capabilities so you can provide training that is timely and specific to the needs of your workplace and your employees.

To be effective and also meet Cal/OSHA requirements, your training program needs to:

  1. Let your supervisors know:
    o They are key figures responsible for establishment and success of your Injury and Illness Prevention Program.
    o The importance of establishing and maintaining safe and healthful working conditions.
    o They are responsible for being familiar with safety and health hazards to which their employees are exposed, how to recognize them, the potential effects these hazards have on the employees, and rules, procedures and work practices for controlling exposure to those hazards.
    o How to convey this information to employees by setting good examples, instructing them, making sure they fully understand and follow safe procedures.
    o How to investigate accidents and take corrective and preventive action.
  2. Let your employees know:
    o The success of the company’s Injury and Illness Prevention Program depends on their actions as well as yours.
    o The safe work procedures required for their jobs and how these procedures protect them against exposure.
    o When personal protective equipment is required or needed, how to use it and maintain it in good condition.
    o What to do if emergencies occur in the workplace.

Keeping Your Employees Informed

An effective IIP Program requires proper job performance by everyone in the workplace. As the employer, you must ensure that all employees are knowledgeable about the materials and equipment they are working with, what known hazards are present and how they are controlled.

Each employee needs to understand that:

  • No employee is expected to undertake a job until he/she has received instructions on how to do it properly and safely, and is authorized to perform the job.
  • No employees should undertake a job that appears to be unsafe.
  • No employee should use chemicals without fully understanding their toxic properties and without the knowledge required to work with them safely.
  • Mechanical safeguards must always be in place and kept in place.
  • Employees are to report to a superior or designated individual all unsafe conditions encountered during work.
  • Any work-related injury or illness suffered, however slight, must be reported to management at once.
  • Personal protective equipment must be used when and where required, and properly maintained.

Your supervisors must recognize that they are the primary safety trainers in your organization. Encourage and help them by providing supervisory training. Many community colleges offer management training courses at little or no cost.

You as the employer are required under Cal/ OSHA standards to establish and carry out a formal training program. A professional training person, an outside consultant or your supervisors may provide injury and illness prevention training to your employees.

This program must, at a minimum, provide training and instruction:

  • To all employees when your program is first established.
  • To all new employees.
  • To all employees given new job assignments for which training has not been previously received.
  • Whenever new substances, processes, procedures or equipment are introduced to the workplace and present a new hazard.
  • Whenever you or your supervisors are made aware of a new or previously unrecognized hazard.
  • For all supervisors to assure they are familiar with the safety and health hazards to which employees under their immediate direction and control may be exposed.

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As one of the fastest growing agencies in California, GDI Insurance Agency, Inc. is able to provide its clients with the latest and greatest of what the insurance industry has to offer and much, much more.

Experience the GDI Insurance Agency, Inc. Difference

With locations across the heart of California’s Central Valley and beyond to provide a local feel to the solutions and services we provide our clients. We pride ourselves on exceeding our client’s expectations in every interaction to make sure that our client’s know how much we value and appreciate their business.

Contact us today 1-209-634-2929 for your comprehensive workers compensation insurance quote!

Workplace Injury and Illness Prevention Program

Workplace Injury and Illness Prevention Program

Why Have a Workplace Injury and Illness Prevention Program (IIP)

Taking risks is a part of running a business, particularly for small business owners. You take risks in product development, marketing and advertising in order to stay competitive. Some risks are just not worth the gamble. One of these is risking the safety and health of those who work for you. This is one reason why you need to have a workplace injury and illness prevention program in place.

ACCIDENTS COST MONEY

Safety organizations, states, small business owners and major corporations alike now realize that the actual cost of a lost workday injury is substantial. For every dollar you spend on the direct costs of a worker’s injury or illness, you will spend much more to cover the indirect and hidden costs.

Consider what one lost workday injury would cost you in terms of:

  • Productive time lost by an injured employee;
  • Productive time lost by employees and supervisors attending the accident victim;
  • Clean up and start up of operations interrupted by the accident;
  • Time to hire or to retrain other individuals to replace the injured worker until his/her return;
  • Time and cost for repair or replacement of any damaged equipment or materials;
  • Cost of continuing all or part of the employee’s wages, in addition to compensation;
  • Reduced morale among your employees, and perhaps lower efficiency; increased workers’ compensation insurance rates; and
  • Cost of completing paperwork generated by the incident.

CONTROLLING LOSSES

If you would like to reduce the costs and risks associated with workplace injuries and illnesses, you need to address safety and health right along with production.
Setting up an Illness and Injury Prevention Program helps you do this. In developing the program, you identify what has to be done to promote the safety and health of your employees and worksite, and you outline policies and procedures to achieve your safety and health goals.

CAL/OSHA IIP PROGRAM

In California, every employer is required by law (Labor Code Section) to provide a safe and healthful workplace for employees. Title 8 (T8) of the California Code of Regulations (CCR), requires every California employer to have an effective Injury and Illness Prevention Program in writing that must be in accord with T8 CCR Section 3203 of the General Industry Safety Orders.

Additional requirements in the following T8 CCR Safety Order Sections address specific industries:

  • Construction—Section 1509;
  • Petroleum—Sections 6507, 6508, 6509, 6760, 6761, 6762;
  • Ship Building, Ship Repairing, Ship Breaking—Section 8350; and
  • Tunnels—Section 8406.

WHAT IS AN IIP PROGRAM?

Your IIP Program must be a written plan that includes procedures and is put into practice.

These elements are required:

  • Management commitment/assignment of responsibilities;
  • Safety communications system with employees;
  • System for assuring employee compliance with safe work practices;
  • Scheduled inspections/evaluation system;
  • Accident investigation;
  • Procedures for correcting unsafe/ unhealthy conditions;
  • Safety and health training and instruction; and
  • Recordkeeping and documentation.

MANAGEMENT COMMITMENT/ASSIGNMENT OF RESPONSIBILITIES

Your commitment to safety and health shows in every decision you make and every action you take. Your employees will respond to that commitment.

The person or persons with the authority and responsibility for your safety and health program must be identified and given management’s full support. You can demonstrate your commitment through your personal concern for employee safety and health and by the priority you place on these issues.

If you want maximum production and quality, you need to control potential workplace hazards and correct hazardous conditions or practices as they occur or are recognized.
You must commit yourself and your company by building an effective Injury and Illness Prevention Program and integrating it into your entire operation.

This commitment must be backed by strong organizational policies, procedures, incentives, and disciplinary actions as necessary to ensure employee compliance with safe and healthful work practices.

They should include:

  1. Establishment of workplace objectives for accident and illness prevention, like those you establish for other business functions such as sales or production, e.g., “ten percent fewer injuries next year” or “reduce down-time due to poorly maintained equipment.”
  2. Emphasis on your staff’s safety and health responsibilities and recognition by your supervisors and employees that they are accountable. Advise your management staff that they will be held accountable for the safety record of the employees working under them, and then back it up with firm action.
  3. A means for encouraging employees to report unsafe conditions with assurance that management will take action.
  4. Allocation of company resources (financial, material and personnel) for:
    o Identifying and controlling hazards in new and existing operations and processes.
    o Installing engineering controls.
    o Purchasing personal protective equipment.
    o Promoting and training employees in safety and health.
  5. Setting a good example. If, for instance, you require hard hats to be worn in a specific area, then you and other management must wear a hard hat in that area.
    If you and your management team do not support and participate in the program, you are doomed to failure from the start. It is especially important for plant supervisors and field superintendents to set a good example.

If you and your management team do not support and participate in the program, you are doomed to failure from the start. It is especially important for plant supervisors and field superintendents to set a good example.

GDI Insurance Agency, Inc. IIP Program

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GDI Insurance Agency, Inc. has created a “Guide To Developing Your Injury and Illness Prevention Program” manual to describe the employer’s responsibilities in establishing, implementing and maintaining an IIP Program. It also outlines steps that can be taken to develop an effective Program that helps assure the safety and health of employees while on the job.

Your GDI Insurance Agency, Inc Broker can help you create and keep your IIP Program free of charge. We then will coordinate this plan with your OSHA compliant safety program, which your GDI Insurance Agency Broker will also help you create, manage and implement free of charge.

These programs besides being required, if used correctly with the help of your GDI broker will help you keep the cost of your workers compensation insurance and modification factor down.

Contact us today at 1-888-991-2929! 

Medical and Legal Considerations For Workers Compensation Claims

Medical and Legal Considerations For Workers Compensation Claims

Medical Considerations For Workers Compensation Claims

Workers compensation insurance is designed to provide treatment to an injured worker to recover from a work related illness or injury.  Workers compensation will partially replace wages lost during recovery and help your employee return to work.

These medical consideration tips will help you evaluate the necessity of some treatments and to verify that your employee’s treatment or care is appropriate.

A Broker at GDI Insurance Agency, Inc. can help you with a complete Workers Compensation program. Contact us at 1-888-991-2929.

Medical Considerations

  • Make sure that your occupational medical practitioner does a thorough and proper examination when an employee first goes to see them; this way, you will not be surprised when the independent medical examiner (IME) tells you that you have a problem claimant. This includes performing Waddell’s tests when there is a lower back injury involved.
  • A diagnosis should be supported by the conditions of the accident. If the two don’t match up, then the diagnosed injury could be a result of something not directly related to work functions. In these situations, be very careful of what you pay for.
  • Don’t pay a bill for a surgery or procedure without reading the operative report. Sometimes it can contain things that had nothing to do with the incident that should not be your financial responsibility.
  • Don’t let diagnostic tests dictate your case management; tests only proves that there is an injury, not whether it happened at your workplace.
  • For a quick and easy way to save money, refer employees to physicians that you trust to provide legitimate findings and diagnoses.
  • Before a surgery takes place, establish whether it was caused by a work-related condition. Doctors may suggest surgery a bit more readily when they know it is a workers’ compensation claim.
  • Make sure that diagnoses are legitimate and universally accepted before you pay a claim. For instance, don’t list “pain” as your work-related diagnosis. Pain is a subjective finding – you cannot qualify it or quantify it.
  • Know the basics about common medical terms that you may encounter. For example, fibromyalgia is not a diagnosis; it is a symptom. The word itself means “pain in the fibrous tissue” (the suffix “algia” always indicates a symptom).
  • Be wary of paying for surgeries or operations caused by arthritis. Arthritis is not caused by trauma and thus cannot result from an on-the-job injury; therefore, in most cases, it should not be considered a workers’ compensation claim. The only exception is arthritis caused by repetitive trauma, found in employees who do a lot of squatting, kneeling or repetitive hand and finger movements.
  • Be wary of other common claims that may be masked as workers’ compensation injuries. For example, in general, trauma does not affect an existing replaced knee, making it rare for necessary loose knee replacement to be work-related.

Legal Considerations

  • Know and understand the interplay between your state workers’ compensation laws, the American with Disabilities Act (ADA), and the Family and Medical Leave Act (FMLA).
  • Keep your legal counsel in the loop on workplace injuries right from the beginning. The first 24 hours after an incident are crucial, and your lawyer needs to be informed about conditions, investigations and any updates.
  • When hiring, provide detailed job descriptions that include an accurate percentage of the amount of work that is physical. This may prevent later legal disputes.
  • Document and file everything throughout the workers’ compensation and return to work process, as it may become relevant information if there is a claim or later dispute.
  • After an incident, review the employee’s personnel file. This will help you understand the employee better, and it may offer clues or tendencies for potential fraud or a vendetta against a co-worker or manager.
  • After an incident, your legal team or representative should do an on-site inspection where the injury occurred. Be sure that they interview others who do a similar job in addition to any witnesses.
  • If there are changes in the diagnosis, the accident needs to be re-evaluated. It may not have happened as reported.
  • Keep an organized case chronology, documenting everything from initial claim to the close of a case. This includes previous history of the employee that may be relevant (past disputes with co-workers, claims history, problems at home, etc).
  • Make sure to provide the IME with everything you have, including your chronology.
  • Before a trial, make sure your witnesses are prepared. Someone from the company should be present at every hearing; it’s important to make sure that everyone is always on the same page.

Learn More About Workers Compensation

Download our “Money Saving Workers Compensation Tips”.  This PDF is full of Workers Compensation strategies that will positively effect your bottom line.

Workers Compensation Savings

California’s Leader in Workers Compensation Insurance and Risk Management

As one of the fastest growing agencies in California, GDI Insurance Agency, Inc is able to provide its clients with the latest and greatest of what the insurance industry has to offer and much, much more. With locations across the heart of California’s Central Valley and beyond to provide a local feel to the solutions and services we provide our clients. We pride ourselves on exceeding our client’s expectations in every interaction to make sure that our client’s know how much we value and appreciate their business.

Contact us today 1-209-634-2929 for your California Workers Compensation insurance quote!

How Do You Handle Claims Management for Workers Compensation

How Do You Handle Claims Management for Workers Compensation

How Does Your Business Handle Claims Management for Workers Compensation Claims?

Having a workers compensation claims management process or “best practices” saves you time, energy, money and stress.  Having a plan in place can positively influence on your bottom line.

A Broker at GDI Insurance Agency, Inc. can help you with a Workers Compensation Program. Contact us at 1-888-991-2929.

Workers Compensation Claims Management

  • Contact your injured workers early and often. This will let them know that you care about them, which can help keep morale up and encourage their return to full, regular duty.
  • Consider unconventional or outside-the-box treatment if it will help an employee recover and return faster.
  • If your state allows you to direct or encourage employees to use certain doctors, use doctors who understand your business whenever possible. This will help ensure the best treatment for your employees and hopefully aid in return to work scenarios, keeping claims costs down.
  • Integrate strategic wellness programs into your company to help reduce injuries. Understand how chronic conditions, like obesity and diabetes, can affect or cause other injuries. Managing such diseases properly can reduce workers’ compensation claims costs.
  • Explain workers’ compensation benefits, programs and expectations during new employee orientation to keep future claims costs down. Make sure employees understand that they will not be punished in any way for making a claim or reporting an injury, and explain the importance of promptly reporting any injury or incident.
  • Make return to work a priority across your entire organization – every job should have a return to work provision, and every employee should know about it. Return to work program awareness should not just be the job of human resources or your claims adjuster.
  • Keep up to date on laws that impact your workers’ compensation claims. Be sure to know your requirements and responsibilities as an employer and how to address any possible or suspected fraud.
  • Keep tabs on what your claims administrator is doing; you should always know what is happening with a claim.

Claims Investigation

  • Exercise due diligence when investigating a claim. Beyond speaking to the direct supervisor and the injured employee, interview other witnesses or co-workers that could shed light on the situation.
  • After an incident or claim, be sure to investigate early and keep all the information organized. Make sure you gather all appropriate evidence and information so it can be verified later.
  • Determine whether the employee was actually working on the date that they claim to have been injured. Discrepancies or falsities happen often, particularly with late claims.

Workers Compensation Savings

California’s Leader in Workers Compensation Insurance and Risk Management

As one of the fastest growing agencies in California, GDI Insurance Agency, Inc is able to provide its clients with the latest and greatest of what the insurance industry has to offer and much, much more. With locations across the heart of California’s Central Valley and beyond to provide a local feel to the solutions and services we provide our clients. We pride ourselves on exceeding our client’s expectations in every interaction to make sure that our client’s know how much we value and appreciate their business.

Contact us today 1-209-634-2929 for your California Workers Compensation insurance  quote!

Workers Compensation Return To Work Strategies

Workers Compensation Return To Work Strategies

Do You Have A Return to Work Strategy?

We’ve seen it!  Your employee gets hurt on the job and cannot return to their regular position.  A Return To Work program, means that your employee can return to work in a temporary, limited, or light duty capacity while they recover from their injury or illness. The goal is to return your employee to the workplace as soon as they are medically able. Workers Compensation return to work programs can benefit both the injured employee and the employer through less time away from work and lower medical costs.

A Broker at GDI Insurance Agency, Inc. can help you with a Return To Work Program. Contact us at 1-888-991-2929.

Create a Return To Work Program

  • Job offers should always be made in writing and should thoroughly describe the offered position to ensure the hire is fit for all duties.
  • When the job is offered, send a formal job offer package along with the offer letter. Make sure it includes all the benefits the potential employee is eligible for, including return to work policies and procedures, so there is no confusion later.
  • When developing a temporary assignment for someone returning to work, find useful tasks that are not covered by other areas of the company – the goal is not to take work away from another employee.
  • Create a written job description and job analysis for all transitional duty jobs. These jobs should match physical capabilities with the work that needs to be done so that they are both useful and appropriate.
  • Hold employees working temporary assignments or transitional duty jobs to the same work rules as other employees. This prevents devaluation of the job by employees and sends the message that they are still contributing to the company.
  • Develop and maintain a close working relationship with medical providers. Make sure they understand your business so they can help you evaluate return to work policies, procedures and cases.
  • For all employees assigned to temporary work, monitor their medical health regularly. Make sure they are doing well physically and, if they are making progress, find out from their physician if they can move forward to more demanding tasks.
  • Develop and maintain a close working relationship with claims adjusters. Make sure they know your return to work program, and ask them for advice and suggestions to improve it.
  • Resist the temptation to turn temporary job assignments into indirect punishment. Understand that the work is therapy for the returning employee; make sure to stay positive and keep the work meaningful.
  • Consider establishing a transitional duty pay rate. It will be less than what the employee would earn working their normal job, but make sure it is consistent among all employees on transitional duty.
  • For return to work program employees, stay in frequent touch from the time of the return to work offer letter until they return to full working status. You should be accessible for them to be sure their return to work is progressing smoothly.
  • Develop a return to work plan for every injury that results in lost time. Communicate with the employee’s doctor so you understand when and how they can progress to various work tasks.

Learn More About Workers Compensation

Download our “Money Saving Workers Compensation Tips”.  This PDF is full of Workers Compensation strategies that will positively effect your bottom line.

Workers Compensation Savings

California’s Leader in Workers Compensation Insurance and Risk Management

As one of the fastest growing agencies in California, GDI Insurance Agency, Inc is able to provide its clients with the latest and greatest of what the insurance industry has to offer and much, much more. With locations across the heart of California’s Central Valley and beyond to provide a local feel to the solutions and services we provide our clients. We pride ourselves on exceeding our client’s expectations in every interaction to make sure that our client’s know how much we value and appreciate their business.

Contact us today 1-209-634-2929 for your California Workers Compensation insurance quote!