California Contractors Auto Insurance
Your California contractor business requires the use of vehicles, whether it’s a single company truck, an entire fleet of trucks or anything in between, you need California contractors auto insurance. But you don’t just want any commercial auto insurance. You want the right protection for the right price that fits the specific needs of your contractor business. Contact GDI Insurance Agency today for your comprehensive quote! 209-634-2929
How Do I Reduce My Contractors Auto Insurance Cost?
One of the best things you can do to control your California contractors automobile insurance premiums is implement risk management techniques for controlling the frequency of accidents.
Improving your drivers’ performance can make a big difference: A study by the U.S. Department of Transportation revealed that 90 percent of all collisions were due to driver action, attitude and behavior.
Making your drivers safer and purchasing dependable vehicles can affect both frequency and severity of accidents, ultimately lowering your premiums.
GDI Trucking Insurance Agency Inc. Cost Savings Benefits
GDI Insurance Agency’s Tools Will Put You in the Driver’s Seat!
Our agency can help you build solid loss control and safety programs to help you stay on top of your biggest risk management and compliance challenges.
Workplace Safety Programs
Our transportation insurance industry safety manual and employee safety resources can provide your place of business with useful injury prevention information.
Compliance and Recordkeeping
You are responsible for complying with regulations from OSHA, DOT and more. Let us show you how to do so correctly.
Managing Risks
We have the risk management expertise to help you plan and control resources and activities in order to cost-effectively fulfill your objectives.
Building a Safety Culture
Our employee safety materials help you promote a safety-minded workplace. We have flyers, posters, payroll stuffers on such topics as hazardous material handling, defensive driving, obeying traffic controls, etc.
DOT/FMCSA Compliance
We have reference materials, forms and checklists that will help you remain in compliance with DOT/FMCSA regulations.
Prevent Fatalities. DOT Compliance. Employee Safety.
GDI Insurance Agency, Your Transportation Partner
Common Exclusions of Motor Truck Cargo Insurance
Since cargo insurance is so common, policies are usually available for a wide variety of operations and cargo. However, most policies will exclude coverage for the following:
- Any goods kept in a transporter’s warehouse for over 72 hours
- Shipping containers
- These types of vehicles:
- Garbage trucks
- Passenger vehicles such as buses and limousines
- Hearses
- These types of cargo:
- Art
- Jewelry
- Money
- Paper
- Animals
- Contraband
- Pharmaceuticals
- Alcohol
- Tobacco
- Explosives
- Radioactive material
More Than Just Contractor Auto Insurance
Are your employees trained on general safety best practices?
GDI Insurance Agency, Inc. can offer you a construction-specific employee safety manual. This manual includes sections on common hazards, such as silica exposure, heavy equipment operation and hazard communication.
How do your employees stay aware of construction procedures?
We can give you access to our library of customizable workplace policies to keep your employees mindful of important construction safety practices. These policies cover topics such as permit-required confined spaces, respiratory protection and lockout/tagout procedures.
Does your business comply with federal and California employment laws?
Construction companies that fail to comply with federal and state employment laws can face serious fines and penalties. Using our California specific guides, you can implement workplace policies to remain informed of your responsibilities and stay in compliance with regulations.
GDI Insurance Agency, Inc. We’re on Your Side
GDI Insurance Agency, Inc. spear heads the effort to turn the tide of outrageous unfounded get rich quick ambulance chasing attorneys bringing unfounded construction defect litigation. GDI steps in the ring with our clients to help fight unfounded construction defect claims. Most consumers don’t understand the impact to their home of even filing such a claim. We make sure they get the message all to help our clients!
We even created a program to even help our clients get their projects funded”
Hopefully by now you are wondering why you have your California contractors insurance anywhere else but GDI Insurance Agency! Just give us a call at 1-888-991-2929 and we will get you the lowest rate for contractors general liability insurance available, but also give you all these added services and more.
Protecting All Types of Contractor and Construction Companies!
GDI Insurance Agency, Inc. provides California Contractors Insurance solutions specifically-tailored for construction businesses exactly like yours!
We have many specialty construction insurance programs to choose from:
You’ll Have The Support Of Our Experts On A Continuing Basis
We don’t just make a sale and leave you hanging, here are just a few of the added value items we provide:
- We review your contracts
- Review your certificates of insurance
- Additional insured endorsements
- Put on classes for your staff on these topics
- Full OSHA compliant safety programs
At GDI Insurance Agency, Inc. we provide this comprehensive protection plan whether you are a sole proprietor performing general remodeling, a specialty trade or artisan contractor, or the largest general construction firm in the industry…
Our Contractors Insurance Tools Will Put You in the Driver’s Seat!
Our agency can help you build solid loss control and safety programs to help you stay on top of your biggest risk management and compliance challenges, such as:
Workplace Safety Programs
Our transportation industry safety manual and employee safety resources can provide your place of business with useful injury prevention information.
Compliance and Recordkeeping
You are responsible for complying with regulations from OSHA, DOT and more. Let us show you how to do so correctly.
Managing Risks
We have the risk management expertise to help you plan and control resources and activities in order to cost-effectively fulfill your objectives.
Building a Safety Culture
Our employee safety materials help you promote a safety-minded workplace. We have flyers, posters, payroll stuffers.
DOT/FMCSA Compliance
We have reference materials, forms and checklists that will help you remain in compliance with DOT/FMCSA regulations.
OSHA Compliance Program for Contractors
Does your broker provide you with timely updates on new and revised OSHA regulations?
OSHA constantly updates its standards and requirements, and even a single update can drastically impact the construction industry and your regular operations. We can provide you with attorney-reviewed documents that outline your obligations, making it easy for you to focus on your construction projects instead of complicated OSHA rules.
Are you prepared for an Unannounced OSHA inspection?
If an OSHA inspection finds violations at one of your construction sites, you could face fines and watch your reputation plummet. We can offer you construction-specific compliance resources and inspection guides to help you address potential issues before they occur.
Does your Construction business comply with OSHA’s hazard communication standards?
Construction employees often have to work with or around hazardous substances, and even one incident can lead to serious injuries and costly fines. Our clients have access to construction-specific toolbox talks and articles, as well as workplace posters and hazard communication programs that can ensure your business is compliant with OSHA standards.
GDI Insurance Agency, Inc. California Concrete Contractor’s Workers Compensation Experts!
We can get you better rates today, and position you to get better rates in the future.
Do you know that California Worker’s Compensation rates can be discounted by as much as 55%? And that your CA modification factor can save you nearly another 40%! GDI Insurance Agency, Inc. can help you save money on your Workers Comp, call us today 1-209-634-2929
We offer all of our clients free OSHA compliant safety programs tailored to your business and focused on reducing the claims you are having. We support this with a full HR program that is the platform used for integrating your workers compensation claims cost control program, which we put together and monitor for you.
Learn About the GDI Client Philosophy!
Safety and Compliance
- Employee Manual
- Base Safety Programs
- Human Resources
- Employee Training
Insurance & Risk Management
- Basic Policies - Liability
- Basic Policies - Employee Benefits
- Employee Benefits
- Contractual Transfers
Maximization of Efficiencies
- Accounting & Taxation
- Legal Guidance & Council
- Safety & Training
- Specialized EPA Inspections & Certifications
- Inspection Assistance
- Insurance Visit Support
If You Think This Sounds Too Good To Be True, Here Is What Just A Few Of Our Clients Have To Say about their Contractors Insurance:
"“…$385,000 less a year than we were paying
We looked hard at all our budget items, and insurance seemed to be a big fixed expense. GDI found us a policy for $385,000 less a year than we were paying”
-CA Home Builder
"…found me coverage for $140,000 less a year
When everyone else said that was the best they could do, I called GDI, and they found me coverage for $140,000 less a year than anyone else offered.”
-CA Cement Contractor
GDI Insurance Agency, Inc. Your Trusted Business Insurance Experts
At GDI Insurance Agency, Inc. we will do the work for you to ensure you have the best protection plan for your California business automobiles. Not only that, but as you can see, we will go the extra mile to make sure your business is protected from the inside-out.
Located in Turlock, CA we have offices throughout California’s Central Valley, Northern California and beyond.
To put the GDI Insurance Agency, Inc. experts to work for you, simply fill click our quote button above or call our office today at 1-888-991-2929 to learn more about GDI’s Exclusive California Commercial Contractor Insurance Program!
