Salon and Barber Shop Insurance

Salon and Barber Shop Insurance

There are many hazards present at a beauty salon that deserve your attention.  We provided this risk assessment list so that you can work to correct potential hazards and keep your employees safe!  Contact GDI Insurance Agency, Inc at 209-634-2929 for your comprehensive California salon and barber shop insurance quote.

Though the beauty industry is all about glamour, there are real hazards for those who choose a career in cosmetology. In fact, exposure to certain chemicals can increase the risk of serious health conditions. Potentially dangerous products include the following:

  • Hair dyes and bleaches
  • Permanent wave solutions
  • Shampoos
  • Hair styling agents
  • Nail and skin care products
  • Straightening products
  • Brow and lash tints
  • Chemical peels
  • Peroxides
  • Wax solvents
  • Disinfectants in cleaning products

Here are some areas to think about to keep your salon business safe

HAZARD: Slips,Trips and Falls

Accidents can occur when employees trip on uneven flooring or fall when trying to reach items out of reach.


  • Unplug equipment when not in use.
  • Keep walkways, workstations and chairs clear. Clean up spills immediately after they occur.
  • Provide adequate lighting.
  • Provide proper stepladders for employees to reach items that are not accessible from the ground.


Many products used in beauty treatments, specifically aerosols, are highly flammable and potentially explosive, if they are exposed to high temperatures. Also, obstructed exit routes can prevent escape from a fire and can provide fuel to increase the blaze.


  • Keep all escape routes and fire exits clear at all times. Conduct regular inspections of these areas to assure that they are safe.
  • Store products away from sources of heat and ignition at or below room temperature, and in a dry place.
  • Turn off and unplug electrical devices at night.
  • Instruct employees on what to do in case of a fire and practice fire escape drills on a regular basis.

HAZARD: Electrical Safety

The electrical appliances used in beauty salons are subject to significant wear and tear due to their frequency and amount of use.


  • Create a system of regularly inspecting equipment for wear and tear, and do not allow equipment to be used until it is repaired.
  • Keep a maintenance log for all electrical equipment.
  • Turn off and unplug electrical devices at night.
  • Provide adequate sockets for all workstations. Instruct your employees to not overload sockets.

HAZARD: Hazardous Substances

Some products used in beauty salons contain harmful substances, which can cause skin irritations (dermatitis) and respiratory problems.


  • Obtain and maintain Material Safety Data Sheets (MSDS) for all hazardous products used on your premises.
  • Assess the risks of using new products before they are initially used.
  • Store and use all products in accordance with the manufacturer’s instructions.
  • Exercise extreme caution when disposing of surplus chemicals.
  • If employees show signs of dermatitis or asthma, assist them in receiving proper medical treatment and offer solutions to minimize problems in the future, such as improving ventilation problems and making sure employees wear hand and body protection against hazardous chemicals.

HAZARD: Manual Handling of Materials

Lifting and moving heavy stock materials and working at poorly designed workstations can cause injuries and muscle strains.


  • Employees should avoid lifting items that are too heavy for them to safely lift. They should use lifting assist devices or seek assistance from another staff member instead.
  • Train employees on the proper lifting techniques for various types and sizes of loads.
  • Design workstations to ensure that employees have enough room to move around comfortably while working. Provide customer chairs that can be adjusted depending on the height of the customer and employee.

HAZARD: Poor Hygiene

There are risks of infection transmission when using equipment and products on clients with poor hygiene or transmittable illnesses.


  • Make sure re-useable equipment is sterilized after each client.
  • Use techniques to prevent cross-contamination when using creams, make-up products, wax pots, etc.
  • Wash towels after each use.

Workplace Safety Programs

Our employee safety manual and worker safety resources can provide your place of business with useful injury prevention information.

Compliance and Recordkeeping

Do not fall behind in your OSHA recordkeeping responsibilities. Let us assist you in fulfilling your federal and state requirements.

Managing Risks

We have the risk management expertise to help you plan and control resources and activities in order to cost-effectively fulfill your objectives.

Building a Safety Culture

Our employee safety materials help you promote a safety-minded workplace. We have flyers, posters, payroll stuffers on such topics as respiration cautions for painting vehicles, spray painting safety, mixing paint safety, and more!

Claims Cost Containment

We can help you to control workers’ compensation claims by establishing a safety policy, adopting a Return-to-Work Program, streamlining reporting procedures, identifying top loss sources and mitigating legal expenses, all with our tools.

Assess Your Risks

Read the Safety Data Sheets (SDS) for all chemicals that you work with on the job. These sheets provide information on how to properly handle, store and discard potentially hazardous chemicals.

The SDS also provides information on what to do if you or a co-worker is has a bad reaction to a chemical. Read and understand each SDS, and ask your supervisor for clarification if you do not understand the directions.


Always wear protective clothing, such as gloves and aprons, and wash your hands thoroughly after handling hazardous chemicals.

Learn About the GDI Client Philosophy!

Safety and Compliance

  • Employee Manual
  • Base Safety Programs
  • Human Resources
  • Employee Training

Insurance & Risk Management

  • Basic Policies - Liability
  • Basic Policies - Employee Benefits
  • Employee Benefits
  • Contractual Transfers

Maximization of Efficiencies

  • Accounting & Taxation
  • Legal Guidance & Council
  • Safety & Training
  • Specialized EPA Inspections & Certifications
  • Inspection Assistance
  • Insurance Visit Support

If You Think This Sounds Too Good To Be True, Here Is What Just A Few Of Our Clients Have To Say about their Insurance:

"“…$385,000 less a year than we were paying

We looked hard at all our budget items, and insurance seemed to be a big fixed expense. GDI found us a policy for $385,000 less a year than we were paying”

-CA Home Builder

"…found me coverage for $140,000 less a year

When everyone else said that was the best they could do, I called GDI, and they found me coverage for $140,000 less a year than anyone else offered.”

-CA Cement Contractor

GDI Insurance Agency, Inc. Your Trusted Business Insurance Experts

GDI Insurance Agency, Inc.

At GDI Insurance Agency, Inc. we will do the work for you to ensure you have the best protection plan for your California business.  Not only that, but as you can see, we will go the extra mile to make sure your business is protected from the inside-out. 

Located in Turlock, CA we have offices throughout California’s Central Valley, Northern California and beyond.

To put the GDI Insurance Agency, Inc. experts to work for you, simply fill click our quote button above or call our office today at 1-888-991-2929 to learn more about GDI’s Exclusive California Salon and Barber Shop Insurance Program!