Warehouse Insurance Program! Exclusively From GDI Insurance Agency!
Warehouse owners are exposed to the risk of fire, flood, theft and damage of third-party owned materials stored in their facilities. A warehouse owner assumes responsibility for the materials they store for others for a fee. If your facility experiences a loss, the third party must prove that you failed to exercise due care over their possessions. Regardless of the size of your warehouse, either one room or a large-scale facility, you must protect yourself against potential liability with the proper warehouse insurance coverage.
GDI Managing Your Total Cost of Risk. Including Savings On Your Warehouse Insurance Costs!
Warehouse Legal Liability Insurance provides protection in the event that negligence on your part results in damage to someone else’s property. “Damages may be limited by a term in the warehouse receipt or storage agreement limiting the amount of liability in case of loss or damage, and setting forth a specific liability per article or item, or value per unit of weight, beyond which the warehouse owner shall not be liable.” This means that your contract must detail the value of what is placed in your storage facility to
determine damages in the event of a loss.
- Warehouse Legal Liability policies cover your legal liability as the warehouse owner with regard to a failure to exercise due care to prevent a loss. For example, you would be held liable if you forgot to set your facility’s alarm and thieves stole materials stored by a third party.
- Bailees’ Customers policies cover stored property with regard to loss or damage without taking your legal liability into account. This protection is more encompassing but comes at a higher price tag.
- A typical policy excludes the following:
- Accounts, bills and currency
- Mysterious disappearance
- Delay, loss of market or loss of use
- Loss caused by forged warehouse receipts
- Nuclear device
- Governmental authority
- Change in temperature or increased humidity
- Infestation or deterioration of the property
- Contaminated goods
- Debris removal
- Legal defense costs
- Materials not covered by a warehouse receipt
You’ll Have The Support Of Our Experts On A Continuing Basis
We don’t just make a sale and leave you hanging, here are just a few of the added value items we provide:
- We review your contracts
- Review your certificates of insurance
- Additional insured endorsements
- Put on classes for your staff on these topics
- Full OSHA compliant safety programs
At GDI Insurance Agency, Inc. we provide this comprehensive protection plan.
Our Warehouse Insurance Tools Will Put You in the Driver’s Seat!
Our agency can help you build solid loss control and safety programs to help you stay on top of your biggest risk management and compliance challenges, such as:
Workplace Safety Programs
Our transportation industry safety manual and employee safety resources can provide your place of business with useful injury prevention information.
Compliance and Recordkeeping
You are responsible for complying with regulations from OSHA, DOT and more. Let us show you how to do so correctly.
Building a Safety Culture
Our employee safety materials help you promote a safety-minded workplace. We have flyers, posters, payroll stuffers.
We have reference materials, forms and checklists that will help you remain in compliance with DOT/FMCSA regulations.
OSHA Compliance Program for Warehouses
Does your broker provide you with timely updates on new and revised OSHA regulations?
OSHA constantly updates its standards and requirements, and even a single update can drastically impact the construction industry and your regular operations. We can provide you with attorney-reviewed documents that outline your obligations, making it easy for you to focus on your construction projects instead of complicated OSHA rules.
Are you prepared for an Unannounced OSHA inspection?
If an OSHA inspection finds violations at one of your warehouses, you could face fines and watch your reputation plummet. We can offer you warehouse-specific compliance resources and inspection guides to help you address potential issues before they occur.
Does your warehouse business comply with OSHA’s hazard communication standards?
Warehouse employees often have to work with or around hazardous substances, and even one incident can lead to serious injuries and costly fines. Our clients have access to warehouse-specific toolbox talks and articles, as well as workplace posters and hazard communication programs that can ensure your business is compliant with OSHA standards.
Learn About the GDI Client Philosophy!
If You Think This Sounds Too Good To Be True, Here Is What Just A Few Of Our Clients Have To Say about their Insurance:
"“…$385,000 less a year than we were paying
We looked hard at all our budget items, and insurance seemed to be a big fixed expense. GDI found us a policy for $385,000 less a year than we were paying”
-CA Home Builder
"…found me coverage for $140,000 less a year
When everyone else said that was the best they could do, I called GDI, and they found me coverage for $140,000 less a year than anyone else offered.”
-CA Cement Contractor
GDI Insurance Agency, Inc. Your Trusted Business Insurance Experts
At GDI Insurance Agency, Inc. we will do the work for you to ensure you have the best protection plan for your California business automobiles. Not only that, but as you can see, we will go the extra mile to make sure your business is protected from the inside-out.
Located in Turlock, CA we have offices throughout California’s Central Valley, Northern California and beyond.
To put the GDI Insurance Agency, Inc. experts to work for you, simply fill click our quote button above or call our office today at 1-888-991-2929 to learn more about GDI’s Exclusive California Warehouse Insurance Program!