Introduction of Grant Davis and GDI Insurance
Not all insurance agencies are created equal. GDI Insurance Agency, Inc. provides many tools for your business. You can access our industry-related resources and download our free reports from our website.
With over 32 years in the insurance industry, we have gained extensive experience in the following:
- Contractual Transfers
- Additional Insured
- Defective Construction Insurance
- Business Insurance
- Specialty Risk Management
- Insurance Cost Reduction
Why Grant Davis
Grant Davis has extensive business insurance background that is rooted in Workers Compensation insurance, Contractors Insurance, Specialty Risk Management and Financing Programs. He provides our clients the latest and greatest of what the insurance industry has to offer working in virtually every industry.
Grant has taken it upon himself to create and/or improve upon products/services in the marketplace to ensure our clients are provided with the best risk reduction programs to reduce the cost of their insurance by helping them achieve fewer and smaller claims using risk mitigation techniques. GDI also uses state of the art rating software to get the right coverage for the lowest rates for all lines of insurance from family auto policies to large fleets, workers comp and other lines of insurance!
More recently, Grant created Credit Enhancement Bonding and Insurance as a program to reduce the risks clients’ businesses/projects face in order to increase the likelihood of acquiring funding.
He has been featured and published numerous times in trade publications such as Rough Notes, Agent & Broker, Builder & Developer, Personal Real Estate Investor, and many others.
Years of Experience
Grant Davis is one of the highest paid insurance coverage consultants in the country for good reason.
$2,500 an hour with minimum hours of 10,20, 40 or more hours as well as success fees may apply depending.
Most client work falls under these minimums as we also earn commissions, profit sharing from some insurance carriers, and or charge a broker fees all of which can l greatly reduce or eliminate any need for consulting fees such as listed above. We are involved when a client needs our help. Depending on what the client need is, the fees may be significantly less or not needed at all.
View our Compensation Disclosure.
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“…it’s is a wonderful blessing to be able to help others. Reducing risk, insuring businesses and families to assure their success. Results in Insurance Cost Reductions that are meaningful. In the end being able to be part of helping others is the most important and fulfilling thing I do!!” – Grant Davis
Insure Your Properties Properly
Insurance can trip investors up in several ways. First, it’s easy to confuse market value with what’s really being insured: the rebuild. Don’t think you can lower the amount of coverage just because market values have dropped. Insure for what it will cost to rebuild or you could find yourself out-of-pocket for the difference.
Also, make sure you have the coverage that’s best for you. Too often investors purchase personal policies when they should be looking at more comprehensive coverage like a commercial business policy, according to Grant Davis with GDI Insurance. He recommends working with a broker, like himself, who can identify your risks, assess your needs and present you with competitive policy options from multiple companies.
What’s really at stake, however, is liability exposure. Even if you can sustain a $300,000 loss on a property, can you risk a lawsuit when your tenant falls on your stairs and breaks his hip? Make sure you are adequately covered.
GDI Insurance Agency, Inc. Your Trusted Business Insurance Experts
Web-Based HR Management Platform
Online Services: Document Management, Time Tracking, Benefit Elections, Etc.
Document Services: Fully Customizable Document Templates (i.e. Employee
Manuals, Guidance & Counseling forms, Government Required Postings, etc.)
Employee Education: Educating employees on how to properly and efficiently utilize their health insurance and other related services ensures that when benefits are provided, they are provided at an appropriate amount in order to keep Health Insurance and other Employee Benefits costs down.
Government Required Programming: OSHA, EPA, and various other governmental entities require varying amounts of programming, documentation, and training to be both implemented and records maintained by the employer.
Routine Safety Training(s): Beyond minimum safety training requirements, GDI clients also have access to an electronic library fully equipped with training materials for virtually any and every safety topic.
Contractual Risk Transfers: Fair and Enforceable Contractual Risk Transfers allow for liability to flow through to the responsible party at the onset of an issue.
Adequate Liability Protection(s): Regardless the efficacy of a Contract Risk Transfer program, it seldom removes the need to for a client to ascertain its own primary insurance coverage.
At GDI Insurance Agency, Inc. we will do the work for you to ensure you have the best protection plan for your California business. Not only that, but as you can see, we will go the extra mile to make sure your business is protected from the inside-out.
Located in Turlock, CA we have offices throughout California’s Central Valley, Northern California and beyond.
To put the GDI Insurance Agency, Inc. experts to work for you, call our office today at 1-888-991-2929 to learn more about GDI’s Exclusive California Commercial Insurance Programs!
Here Is What Just A Few Of Our Clients Have To Say about their Contractors Insurance:
I really appreciate your insight. You are definitely my Shaman of Insurance.
Whatever thoughts or insight you have will be used and applied immediately.
Grant provided us with excellent and highly creative counsel on “insurance wrapping” to support our project financing. He was readily available to present to banking and investment sources and participate in discussions with our project partners.
In all my years I have never met anyone that has a better grasp of contractual transfers, risk mitigations, OSHA compliance, finance and just plain determination to do it right. Adding protection for everyone involved, while at the same time saving the developments 10’s of millions of dollars.
When it was all said and done we went from owing over $85,000 to actually receiving a refund of nearly $2,600 – a difference of about $88,000.
Jim Babble, the Babble Family
“Last year we had a large loss and the insurance company said ‘sorry this isn’t covered’. Grant Davis took it on. He met with the mechanics and took their statements. Then took photos of the broken part that caused all the damage.
He even had it sent to an engineering firm to get their opinion of how the part was damaged and how the damaged part caused damage to the motor.
Grant told us that if it isn’t going to be covered he would come out and explain to us exactly why it wouldn’t be covered and make sure we were treated fair.
The insurance company even helped work with GDI as they seemed to know that GDI was just being fair and wanted whatever was right to be done.
In the end, the engineering company found that something had been put into our air intake on purpose and the damage was in fact vandalism. The insurance company paid the claim.”
Being involved with the Turlock community is one of my passions. This Community involvement allows me to bring positive, measurable change to both the Turlock community and to our business. My wife, Minnette, and I love to help in our community. We spend time volunteering at homeless shelters providing food and clothing.